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Valued Member
Posts: 35
Registered: ‎04-02-2012
0

Wal-Mart Store card and Wal-Mart Discover

So right now I am supper excited!

 

I was approved for a Wal-Mart Store Card in 12/2012 with an initial credit limit of $600.

 

Today, I felt like calling and asking for an increase.  Instead I went to the Wal-Mart website and app'ed for the Wal-Mart Discover Card because that is what I really want.  Well, I got the 7-10 business days message.

 

I then looked up the backdoor number and called.  I asked if I could have both the store card and the discover card and the representative said "yes, but you have to apply for the discover card."  I said that I had and that I would like to check the status of my application.  He asked me if he could pull my report and verify some questions.  After a few minutes he came back and said that I had been approved for the Discover card with a $700 limit.  WOW!!  He asked me if there was anything else that I needed.  Of course I then asked for a CLI on my store card to $1200.  He again placed me on hold!!!!  I was nervous and know now that I should have asked for more.  Oh well, APPROVED!

 

So now I have two Wal-Mart cards.  Bad, but good, lol.

MyFico on 03/30/12: EQ 500; MyFico as of 03/06/2013: EQ 653
Wal-Mart (TU08) on 12/09/2012: 637; Wal-Mart (TU08) 03/07/2013: 700

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover


credit3xhausted wrote:

So right now I am supper excited!

 

I was approved for a Wal-Mart Store Card in 12/2012 with an initial credit limit of $600.

 

Today, I felt like calling and asking for an increase.  Instead I went to the Wal-Mart website and app'ed for the Wal-Mart Discover Card because that is what I really want.  Well, I got the 7-10 business days message.

 

I then looked up the backdoor number and called.  I asked if I could have both the store card and the discover card and the representative said "yes, but you have to apply for the discover card."  I said that I had and that I would like to check the status of my application.  He asked me if he could pull my report and verify some questions.  After a few minutes he came back and said that I had been approved for the Discover card with a $700 limit.  WOW!!  He asked me if there was anything else that I needed.  Of course I then asked for a CLI on my store card to $1200.  He again placed me on hold!!!!  I was nervous and know now that I should have asked for more.  Oh well, APPROVED!

 

So now I have two Wal-Mart cards.  Bad, but good, lol.


Congrats! Learn something new everyday. I always thought if you got one they will close the other...like an upgrade. Smiley Frustrated

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

Congrats! Both cards should grow nicely.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

Congrats!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

sweet! Weird how you can have both store card and discover but when it comes to Pay Pal you cant have both "smh" 


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

Very Nice...Congrats!!

*8/10/13
Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: Wal-Mart Store card and Wal-Mart Discover

Congrats and great to know you can have both

+ Chase ink =




Established Member
Posts: 48
Registered: ‎11-20-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

I did the exact thing you did in January, I wanted to know if I can upgrade my walmart card to the discover and the csr told me to apply and I thought you couldnt have both but apparently you can, and I got approved for it with a 800 dollar limit! I was excited. lol

I want to be in the 700s again!
Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

Is that a double-double recon or  a recon-recon double? Smiley Very Happy

 

Congrats either way.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Wal-Mart Store card and Wal-Mart Discover

Nice, Congrats on the Discover version approval! Now you will have a small dilemma choosing which one to use while checking out! Smiley Happy

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