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05-15-2012 11:47 AM
05-15-2012 11:48 AM
05-15-2012 11:54 AM
05-15-2012 12:01 PM
This is why I never pay in full before the statement too many unknowns on what constitutes activity. Maybe their computer program that checks account activity only looks at reporting balance and if it sees a statement balance of 0 it assumes the card was inactive that whole month? So if you paid every statement so far to 0 before the statement cut the computer could have flagged it as an opened account that has never been used?
Definitely call and find out exactly how they determined inactivity.
05-15-2012 12:14 PM
05-15-2012 03:10 PM
05-15-2012 03:23 PM
They will not reinstate the account. I tried the backdoor number on the sticky but it did not work. I am so frustrated!!! Any other options???
submit payment to the other 2 cards to balance out the loss of util.
05-15-2012 08:38 PM
Can I ask you how long you've had this card? And out of curiousity, what was the limit? Thanks.
05-16-2012 04:24 AM
That just sucks, I wouldn't reapply just out of spite. Two months is not inactivity. Anything else going on in your credit file that could have spooked them? It sure looks like they are just using this as an excuse.
05-16-2012 04:32 AM