Credit Cards

[AutumnC74]

I logged on today to find that my wal-mart credit card was closed. I have no idea why, it was paid in full every month for the past two months. My credit score Tu08 is higher than it's ever been, 669 & higher than it was when I got approved. Why would they do this?!

[ILBrian]

only GE would know why they did it.. give them a call maybe its a mistake Potentially there was adverse action taken perhaps a new collection, or potentially a late showed up from another account?

[FrugalRican]

The answer you seek will be on the other line of the phone call once you ring in.

Good luck!

[littlesister]

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AutumnC74 wrote:
I logged on today to find that my wal-mart credit card was closed. I have no idea why, it was paid in full every month for the past two months. My credit score Tu08 is higher than it's ever been, 669 & higher than it was when I got approved. Why would they do this?!

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  I would call  !! A few months back they cl'd me for inactivity, but I called and they not only reinstated my limit, I also got an increase to 5000.

   Good luck .

[AutumnC74]

They closed it due to inactivity. The CSR said they attempted to reinstate it with no luck. She said I was welcome to reapply. Do I have any other recourse? This is horrible timing! Help!!

[ILBrian]

When was the last time you used the product?

[AutumnC74]

April 14th but paid in full before statement cut....

[FrugalRican]

You hadn't used the card in less than 30 days and it got closed?

That's "inactivity" for them?

[AutumnC74]

They have not had to mail a statement since February because I've kept.it paid in full. So maybe 60 days, but still! I feel like I'm being penalized for paying my bills.

[ILBrian]

Ask to speak with a manager or a senior agent You may wish to also try the backdoor number