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Wal-Mart vs Capital One

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LShawn08
Frequent Contributor

Wal-Mart vs Capital One

Just had a quick question. Why is Walmarts Fico score true and Capital Ones not? I'm pertaining to if you have the Credit Inform Premier version.

I've been paying for it for a while but if it's a fake score I'm kind of ready to kick a kitten! ( Please refrain from brining your small cuddly animals around me for 24 hours )
They give you two scores one is quarterly, the other month to month. Mines are Q: 672 M: 684

Help me understand please.
Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 1 of 6
5 REPLIES 5
mongstradamus
Super Contributor

Re: Wal-Mart vs Capital One

walmart is an real fico score TU08 to be exact. Cap One is an fako , which is  very similar to CK score. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 6
LShawn08
Frequent Contributor

Re: Wal-Mart vs Capital One


@mongstradamus wrote:

walmart is an real fico score TU08 to be exact. Cap One is an fako , which is  very similar to CK score. 


But there are two Capital One Score Service's the new Credit Tracker that premiered in the last year and then there's Credit Inform Premier service. 

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 3 of 6
mongstradamus
Super Contributor

Re: Wal-Mart vs Capital One


@LShawn08 wrote:

@mongstradamus wrote:

walmart is an real fico score TU08 to be exact. Cap One is an fako , which is  very similar to CK score. 


But there are two Capital One Score Service's the new Credit Tracker that premiered in the last year and then there's Credit Inform Premier service. 


I think both of them are fakos , if it doesn't say FICO score on it then its probably just an fako score. I, for one, don't really care much about scores in general . Its what is on the reports that matter more to me 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 6
LShawn08
Frequent Contributor

Re: Wal-Mart vs Capital One


@mongstradamus wrote:

@LShawn08 wrote:

@mongstradamus wrote:

walmart is an real fico score TU08 to be exact. Cap One is an fako , which is  very similar to CK score. 


But there are two Capital One Score Service's the new Credit Tracker that premiered in the last year and then there's Credit Inform Premier service. 


I think both of them are fakos , if it doesn't say FICO score on it then its probably just an fako score. I, for one, don't really care much about scores in general . Its what is on the reports that matter more to me 


+2. This is why I deal with this card with kid gloves. This company irritates me.

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 5 of 6
bk510
Valued Contributor

Re: Wal-Mart vs Capital One


@mongstradamus wrote:

walmart is an real fico score TU08 to be exact. Cap One is an fako , which is  very similar to CK score. 


+1

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