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New Contributor
Posts: 69
Registered: ‎01-24-2009
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WalMart Auto CLI, but only $100 !!! - UPDATED -

[ Edited ]

OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items.  My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ? 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Established Contributor
Posts: 529
Registered: ‎10-25-2012
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Re: WalMart Auto CLI, but only $100 !!!


PCMedic wrote:

OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items.  My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ? 


GE CLIs are SPs

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Frequent Contributor
Posts: 406
Registered: ‎01-27-2012
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Re: WalMart Auto CLI, but only $100 !!!

Congrats on the auto CLI!:smileysurprised:

 

             Yes you can hit the Luv Button! But don't get carried away with it.

CL $257,600
Frequent Contributor
Posts: 406
Registered: ‎01-27-2012
0

Re: WalMart Auto CLI, but only $100 !!!

How is your credit score? And do you have other accounts?

CL $257,600
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: WalMart Auto CLI, but only $100 !!!

Congrats!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: WalMart Auto CLI, but only $100 !!!

CONGRATS!!! :smileyhappy:



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,206
Registered: ‎02-03-2013
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Re: WalMart Auto CLI, but only $100 !!!

Congrats!!!:smileyvery-happy:


Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)



Valued Contributor
Posts: 1,553
Registered: ‎11-10-2012
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Re: WalMart Auto CLI, but only $100 !!!


PCMedic wrote:

OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items.  My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ? 


I believe you are always better off calling Credit Solutions, but the luv button is always an option. IMO a call would bring better results. Good luck!

 photo Logo - Credit Card Collection - Data Inclusive_zpsn7s31edo.jpg
New Contributor
Posts: 69
Registered: ‎01-24-2009
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Re: WalMart Auto CLI, but only $100 !!!

[ Edited ]

EXPRESS ... to anser your questions (and more)

 

Added signature line to show other accounts as well as scores (I know ...FAKO's)

 

All accounts but the Barclays currently have '0' balances and have been that way since December 12. I do rotate a small charge on each every couple months, but then pay in full before statement cuts and have been this since December as well. Exception is the Walmart card which has 155 balance from a purchase a few days ago, but is still in 'PENDING' so can not make the payment yet. Util is currently at 12% . AAoA is 8.7

 

BK7 Discharge 1/07 purchased new vehicle 1/07 (2 weeks after discharge) and made final payment 1/13 then used as trade-in for new vehicle which is now financed through TD Auto Finance at 2.5%. No late payments or other baddies since BK.

 

 Pulled all three CR's in Feb and have 4 Inquiries (2 from recent auto purchase) and two from 2/13 which I am trying to keep down as like everyone else I have a bad itch for the Discover IT !!

 

 

 

 

 

 

 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Member
Posts: 9
Registered: ‎05-08-2013
0

Re: WalMart Auto CLI, but only $100 !!!

CONGRATS!! Walmart denied me but Amazon approved me for $600 yesterday :smileyhappy:

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