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WalMart Auto CLI, but only $100 !!! - UPDATED -

New Contributor

WalMart Auto CLI, but only $100 !!! - UPDATED -

OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items.  My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ? 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Message 1 of 13
12 REPLIES
Established Contributor

Re: WalMart Auto CLI, but only $100 !!!


PCMedic wrote:

OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items.  My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ? 


GE CLIs are SPs

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 2 of 13
Frequent Contributor

Re: WalMart Auto CLI, but only $100 !!!

Congrats on the auto CLI!Smiley Surprised

 

             Yes you can hit the Luv Button! But don't get carried away with it.

CL $317,649
Message 3 of 13
Frequent Contributor

Re: WalMart Auto CLI, but only $100 !!!

How is your credit score? And do you have other accounts?

CL $317,649
Message 4 of 13
Senior Contributor

Re: WalMart Auto CLI, but only $100 !!!

Congrats!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 13
Mega Contributor

Re: WalMart Auto CLI, but only $100 !!!

CONGRATS!!! Smiley Happy



EQ FICO 548 3/3/16
Message 6 of 13
Valued Contributor

Re: WalMart Auto CLI, but only $100 !!!

Congrats!!!Smiley Very Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 7 of 13
Valued Contributor

Re: WalMart Auto CLI, but only $100 !!!


PCMedic wrote:

OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items.  My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ? 


I believe you are always better off calling Credit Solutions, but the luv button is always an option. IMO a call would bring better results. Good luck!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 8 of 13
New Contributor

Re: WalMart Auto CLI, but only $100 !!!

EXPRESS ... to anser your questions (and more)

 

Added signature line to show other accounts as well as scores (I know ...FAKO's)

 

All accounts but the Barclays currently have '0' balances and have been that way since December 12. I do rotate a small charge on each every couple months, but then pay in full before statement cuts and have been this since December as well. Exception is the Walmart card which has 155 balance from a purchase a few days ago, but is still in 'PENDING' so can not make the payment yet. Util is currently at 12% . AAoA is 8.7

 

BK7 Discharge 1/07 purchased new vehicle 1/07 (2 weeks after discharge) and made final payment 1/13 then used as trade-in for new vehicle which is now financed through TD Auto Finance at 2.5%. No late payments or other baddies since BK.

 

 Pulled all three CR's in Feb and have 4 Inquiries (2 from recent auto purchase) and two from 2/13 which I am trying to keep down as like everyone else I have a bad itch for the Discover IT !!

 

 

 

 

 

 

 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Message 9 of 13
Regular Contributor

Re: WalMart Auto CLI, but only $100 !!!

CONGRATS!! Walmart denied me but Amazon approved me for $600 yesterday Smiley Happy

Discharged Jan 2017
Rebuilding credit
Message 10 of 13