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WalMart Card

Regular Contributor

Re: WalMart Card

Just remember, walmart isn't good to everyone.  I've had mine card for 4 years, and JUST got a CLI to $900.  Perfect payment history, no other recent lates, baddies.  My TU score has gone up from 550s to 670s, and they still won't give me a decent credit line increase.  So always remember, YMMV, because in some cases (like mine) you may miss the wagon.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Message 11 of 14
Regular Contributor

Re: WalMart Card


gijoe4500 wrote:

Just remember, walmart isn't good to everyone.  I've had mine card for 4 years, and JUST got a CLI to $900.  Perfect payment history, no other recent lates, baddies.  My TU score has gone up from 550s to 670s, and they still won't give me a decent credit line increase.  So always remember, YMMV, because in some cases (like mine) you may miss the wagon.


True.. YMMV.. but for the majority i would say they do grow with you.. That really stinks that you have only received one CLI in 4 years!! Especially since its a wally card! Did you try for a CLI in the past? or did you just rely on auto CLI's?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 12 of 14
Regular Contributor

Re: WalMart Card

I have had 2 CLI's.  From $450 to $700 to $900.  And I have tried everything from automated CLI on the website, to on the phone, to actually calling underwriting.  And all underwriting would tell me is "denied!  you'll get a letter in 7-10 days regarding this decision."

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Message 13 of 14
Valued Contributor

Re: WalMart Card

I have been thinking about getting this card for a while. I may go apply in store sometime in the next two months while all the holiday shopping is going on.
Early next year I want to apply for the chase disney card as well. I am just working on bringing my util down.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 14 of 14