Just remember, walmart isn't good to everyone. I've had mine card for 4 years, and JUST got a CLI to $900. Perfect payment history, no other recent lates, baddies. My TU score has gone up from 550s to 670s, and they still won't give me a decent credit line increase. So always remember, YMMV, because in some cases (like mine) you may miss the wagon.
Starting Score: MyFico TU: 621 EQ: 610
@gijoe4500 wrote:Just remember, walmart isn't good to everyone. I've had mine card for 4 years, and JUST got a CLI to $900. Perfect payment history, no other recent lates, baddies. My TU score has gone up from 550s to 670s, and they still won't give me a decent credit line increase. So always remember, YMMV, because in some cases (like mine) you may miss the wagon.
True.. YMMV.. but for the majority i would say they do grow with you.. That really stinks that you have only received one CLI in 4 years!! Especially since its a wally card! Did you try for a CLI in the past? or did you just rely on auto CLI's?
I have had 2 CLI's. From $450 to $700 to $900. And I have tried everything from automated CLI on the website, to on the phone, to actually calling underwriting. And all underwriting would tell me is "denied! you'll get a letter in 7-10 days regarding this decision."
I have been thinking about getting this card for a while. I may go apply in store sometime in the next two months while all the holiday shopping is going on.
Early next year I want to apply for the chase disney card as well. I am just working on bringing my util down.
Early next year I want to apply for the chase disney card as well. I am just working on bringing my util down.
Starting Score: EQ 717 EX 724 TU 736