After my recent app success, I decided to try for WalMart Discover (we have a WalMart gas station near my house, plus the free TU score). I apped online and got the 7-10 day message. I called today, answered some questions and STILL was told 7-10 days as it has to go for "further review". WTHeck? She was all antsy because I didn't have a phone number in my name. I explained that I only use a cell (billed in my name), but don't have a landline which seemed to throw her off.
Did I push the app spree fairies too far?
Yea, if you are applying online (I'm not sure in person) then you are applying for both the store card and discover, but the system will determine which you are approved for. They probably just need to verify some info. Have you checked your CR lately? Give them a call again tomorrow to find out the status.
with store cards it usuually get a better limit if your at the store
When I applied online last week I got the 7-10 and recon'd immediately. Turned out I also had to answer the further verification questions. I don't have a landline either, I can't imagine that being an issue in 2012. I was approved at 600 for the store card FYI
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL