10-28-2012 10:54 PM
After my recent app success, I decided to try for WalMart Discover (we have a WalMart gas station near my house, plus the free TU score). I apped online and got the 7-10 day message. I called today, answered some questions and STILL was told 7-10 days as it has to go for "further review". WTHeck? She was all antsy because I didn't have a phone number in my name. I explained that I only use a cell (billed in my name), but don't have a landline which seemed to throw her off.
Did I push the app spree fairies too far?
10-28-2012 11:21 PM
10-28-2012 11:30 PM
Yea, if you are applying online (I'm not sure in person) then you are applying for both the store card and discover, but the system will determine which you are approved for. They probably just need to verify some info. Have you checked your CR lately? Give them a call again tomorrow to find out the status.
10-29-2012 12:42 AM - edited 10-29-2012 12:43 AM
You probably called too soon for recon! I'd call again tomorrow!
10-29-2012 02:17 AM
10-29-2012 08:00 AM
10-29-2012 08:31 AM
When I applied online last week I got the 7-10 and recon'd immediately. Turned out I also had to answer the further verification questions. I don't have a landline either, I can't imagine that being an issue in 2012. I was approved at 600 for the store card FYI
Financed car @ 5.49% w/ DCU, Added DCU VIsa, Chase Freedom,
AMEX Gold and BCE, Lowe's