WalMart TU FICO's are out for Nov

[john398]

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@MarineVietVet wrote:

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@john398 wrote:

I think this site uses 98 and walmart uses version 04

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No one is certain what version of TU that WM provides although it's probably safe to say that it is not the TU98 avaialble here.

Update: The TU score from WM is a TU08 score. I just found that out from a very reliable myFICO source.

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Thanks for the update, no wonder why it wasnt matching other scores, Is there any place that tells you what scoring model  is TU08 the same as FICO 08?

Saw a good article on that on yahoo http://finance.yahoo.com/banking-budgeting/article/104062/Default-Lines-The-New-Math-of-Credit-Score...

[IPersist]

My fico has me at 665 as of 11/08/2011 walmart place me at 749 as of November 4/11th. Something is not right here as my UTIL has increased and with an inquiry. My previous walmart score was 739.

[llecs]

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john398 wrote:

Is there any place that tells you what scoring model  is TU08 the same as FICO 08?

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http://www.fico.com/en/Company/News/Pages/01-29-2009.aspx

[john398]

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@llecs wrote:

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@john398 wrote:

Is there any place that tells you what scoring model  is TU08 the same as FICO 08?

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http://www.fico.com/en/Company/News/Pages/01-29-2009.aspx

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Thanks that link does not mention TU08 it does mention FICO 08 my guess is its one in the same

[MarineVietVet]

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@john398 wrote:

Thanks that link does not mention TU08 it does mention FICO 08 my guess is its one in the same

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Yes they are the same thing.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Booner72]

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@nuggets321 wrote:

Booner..... I got to thinking about what you said about the Oct 4 and went and checked mine ... it too says Oct 4 and on the progress graph on the bottom, I have (2) October entries as well.... good thing is that it is a different score so I know it didnt just repeat last months info... I wonder if they know at GEMB ? I wouldnt even have the slightest idea who to ask? I wonder does it matter to anyone other than to us as consumers ?

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Ive tried calling and emails to GEMB to get info on this FICO score and they all come back with non-answers.  So I doubt it means much to most anyone except those dedicated to the FICO.  Bummer.  Wish we knew which model, and wish they cared they have a glitch.  I'm not even going to try on this one. 

The "manage my account" website does have an email address to use if you want to give it a whirl.

[MarineVietVet]

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Booner72 wrote:

Ive tried calling and emails to GEMB to get info on this FICO score and they all come back with non-answers.  So I doubt it means much to most anyone except those dedicated to the FICO.  Bummer.  Wish we knew which model, and wish they cared they have a glitch.  I'm not even going to try on this one. 

The "manage my account" website does have an email address to use if you want to give it a whirl.

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The TU score from Walmart is officially TU08

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Prettylady1]

The Walmart fico is 44 points lower than what I just pulled on here!!! It's a bunch of crap!!!

[Anonymous]

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@Prettylady1 wrote:
The Walmart fico is 44 points lower than what I just pulled on here!!! It's a bunch of crap!!!

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there are many flavors of fico, tu98 vs tu08. let's not even bring up auto or credit card enhanced fico products.