Wanting to convert my Bank of Amrica BankAmeriCard (cash rewards / 123) (5k limit) card from a standard visa to a SIGNAURE vesa.
Close my BankOfAmerica Mastercard(1.5k limit) (hopefully backdate my BofA Visa and move my CL to this card)- Then apply for Chase freedom Mastercard
Additionally within the next 6 months I would apply for an Amex through Amex directly (or through citi? Any advice?)
As far as cards, this is what Ive got, target card was the card mom gave me when I was a kid and needed an enrgency card. Usually cary's high balance but she pays over minimum monthly. it has a 1.5k limit, applied for in 1999 and she uses it but I show up on the reporting.
I also have a farily new Discover Moore card (1k limit )
I tend to PIF on the other 3 cards that I own and manage.
My goal is to have deverse prime cards in good standings, that report to all beuro's and establish relationships with different banking institution's.
What do you guys think?
