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Wally CLI "Ineligible"?

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Chaos122
Regular Contributor

Re: Wally CLI "Ineligible"?

Yeah, what namvet said is exactly what your letter will say.. It means you havent had the card long enough, wait a month and try again, you should get a cli.  I have 4 gecrb cards and sometimes i hit the luv button a litle early and always get that response.  Once i hit it right after my 4th statement cut, got that letter and 2 weeks later hit it again and got a cli. 

 

Now i always wait at least a week after my statement cuts and have never had an issue, 12 cli's between the 4 cards over the last year (3 each).  Try again next month if you havent allready got an auto cli.


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


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Message 21 of 24
jasimae
Frequent Contributor

Re: Wally CLI "Ineligible"?

I'm assuming that I just requested the CLI too early, despite me having never maxed out the card and generally making multiple payments throughout the month if I've charged on it.  I don't recall reading anywhere that anyone was able to do a recon for a CLI from Wally, but I could be mistaken.  It's not that serious though.  I'll just ride it out and wait another 2 to 3 months and request one, if I don't get an auto before then.  There was a request CLI feature on the website a short while ago but it seems to have disappeared as of late.

Message 22 of 24
JusdoNit
Established Contributor

Re: Wally CLI "Ineligible"?


@Chaos122 wrote:

Yeah, what namvet said is exactly what your letter will say.. It means you havent had the card long enough, wait a month and try again, you should get a cli.  I have 4 gecrb cards and sometimes i hit the luv button a litle early and always get that response.  Once i hit it right after my 4th statement cut, got that letter and 2 weeks later hit it again and got a cli. 

 

Now i always wait at least a week after my statement cuts and have never had an issue, 12 cli's between the 4 cards over the last year (3 each).  Try again next month if you havent allready got an auto cli.


 

 

Great advice. I will try it.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Message 23 of 24
Changingmantra
Established Contributor

Re: Wally CLI "Ineligible"?

That is good advice.  I have 4 GEMB accounts - and for the longest time one would be approved for CLIs while three would not - I was CLD - or I would only get like $75 increases.  JCP went about two years without an increase, then suddently I was approved for $2000 last month.  Similarly with PayPal - which has been the absolute hardest to get an increase on.  I started out with a limite of $600 with them, and three years ago they CLD me all the way to about $160.  Within the past 8 or so months, it has gottent to $1800.   Walmart and Amazon, as of late have been great.  But I will say this, I had gotten a denial for an increase on my Amazon the last time, then a few days later, they increased it anyway.  I think I just had not waited long enough between requestst.

 

They might just be waiting on some more history with you, but they increases WILL come, so do not become discouraged.

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Message 24 of 24
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