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Yeah, what namvet said is exactly what your letter will say.. It means you havent had the card long enough, wait a month and try again, you should get a cli. I have 4 gecrb cards and sometimes i hit the luv button a litle early and always get that response. Once i hit it right after my 4th statement cut, got that letter and 2 weeks later hit it again and got a cli.
Now i always wait at least a week after my statement cuts and have never had an issue, 12 cli's between the 4 cards over the last year (3 each). Try again next month if you havent allready got an auto cli.
I'm assuming that I just requested the CLI too early, despite me having never maxed out the card and generally making multiple payments throughout the month if I've charged on it. I don't recall reading anywhere that anyone was able to do a recon for a CLI from Wally, but I could be mistaken. It's not that serious though. I'll just ride it out and wait another 2 to 3 months and request one, if I don't get an auto before then. There was a request CLI feature on the website a short while ago but it seems to have disappeared as of late.
@Chaos122 wrote:Yeah, what namvet said is exactly what your letter will say.. It means you havent had the card long enough, wait a month and try again, you should get a cli. I have 4 gecrb cards and sometimes i hit the luv button a litle early and always get that response. Once i hit it right after my 4th statement cut, got that letter and 2 weeks later hit it again and got a cli.
Now i always wait at least a week after my statement cuts and have never had an issue, 12 cli's between the 4 cards over the last year (3 each). Try again next month if you havent allready got an auto cli.
Great advice. I will try it.
That is good advice. I have 4 GEMB accounts - and for the longest time one would be approved for CLIs while three would not - I was CLD - or I would only get like $75 increases. JCP went about two years without an increase, then suddently I was approved for $2000 last month. Similarly with PayPal - which has been the absolute hardest to get an increase on. I started out with a limite of $600 with them, and three years ago they CLD me all the way to about $160. Within the past 8 or so months, it has gottent to $1800. Walmart and Amazon, as of late have been great. But I will say this, I had gotten a denial for an increase on my Amazon the last time, then a few days later, they increased it anyway. I think I just had not waited long enough between requestst.
They might just be waiting on some more history with you, but they increases WILL come, so do not become discouraged.