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Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011

Wally Discover CLI

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‎10-10-2012 12:49 AM

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.

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Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: Wally Discover CLI

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‎10-10-2012 12:57 AM

kwazziee wrote:

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.

ALWAYS SP

 

you can even call in and if you don't get what you want through automated system on phone you can ask the rep to send you to underwriting to have a manual review and they will ask if they can pull report and it's SP... they usually say it but someone actually was told by one the other day it would be HP and it's NOT... must have been new!

fustrating to me when the person that is looking at my credit to decide if "I" qualify for more credit doesn't even know HP vs. SP!!!

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
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Established Member
vsweetee1
Posts: 20
Registered: ‎02-20-2009

Re: Wally Discover CLI

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‎10-10-2012 04:37 AM

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.

Starting Score: 579
Current Score: FICO EQ659,EX682,TU725
Goal Score: 750

Take the FICO Fitness Challenge
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Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Wally Discover CLI

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‎10-10-2012 06:37 AM

vsweetee1 wrote:

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.

wow congrats! 

what did you tell him you were buying? lol 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: Wally Discover CLI

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‎10-10-2012 06:44 AM

yeahUyen what did u said ...???

 

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

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