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Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011

Wally Discover CLI

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.

Mega Contributor
Creditaddict
Posts: 18,824
Registered: ‎10-23-2007

Re: Wally Discover CLI


kwazziee wrote:

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.


ALWAYS SP

 

you can even call in and if you don't get what you want through automated system on phone you can ask the rep to send you to underwriting to have a manual review and they will ask if they can pull report and it's SP... they usually say it but someone actually was told by one the other day it would be HP and it's NOT... must have been new!

fustrating to me when the person that is looking at my credit to decide if "I" qualify for more credit doesn't even know HP vs. SP!!!

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Established Member
vsweetee1
Posts: 20
Registered: ‎02-20-2009

Re: Wally Discover CLI

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.


Starting Score: 579
Current Score: FICO EQ659,EX682,TU725
Goal Score: 750


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Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Wally Discover CLI


vsweetee1 wrote:

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.


wow congrats! 

what did you tell him you were buying? lol 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


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Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: Wally Discover CLI

yeahUyen what did u said ...???

 


Starting Score: 560
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