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I am wondering if Wally does a SP or HP when I request a CLI? Thanks.
@kwazziee wrote:I am wondering if Wally does a SP or HP when I request a CLI? Thanks.
ALWAYS SP
you can even call in and if you don't get what you want through automated system on phone you can ask the rep to send you to underwriting to have a manual review and they will ask if they can pull report and it's SP... they usually say it but someone actually was told by one the other day it would be HP and it's NOT... must have been new!
fustrating to me when the person that is looking at my credit to decide if "I" qualify for more credit doesn't even know HP vs. SP!!!
I called yesterday and requested an increase. The rep I spoke to assured me it was a soft pull. Nothing has shown up on any of my reports yet. CLI from 2500-8000.
@Anonymous wrote:I called yesterday and requested an increase. The rep I spoke to assured me it was a soft pull. Nothing has shown up on any of my reports yet. CLI from 2500-8000.
wow congrats!
what did you tell him you were buying? lol
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
yeahUyen what did u said ...???