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Wally Discover CLI

Regular Contributor

Wally Discover CLI

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.

Message 1 of 5
4 REPLIES
Epic Contributor

Re: Wally Discover CLI


kwazziee wrote:

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.


ALWAYS SP

 

you can even call in and if you don't get what you want through automated system on phone you can ask the rep to send you to underwriting to have a manual review and they will ask if they can pull report and it's SP... they usually say it but someone actually was told by one the other day it would be HP and it's NOT... must have been new!

fustrating to me when the person that is looking at my credit to decide if "I" qualify for more credit doesn't even know HP vs. SP!!!

Message 2 of 5
Established Member

Re: Wally Discover CLI

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.


Starting Score: 579
Current Score: FICO EQ659,EX682,TU725
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 5
Valued Contributor

Re: Wally Discover CLI


vsweetee1 wrote:

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.


wow congrats! 

what did you tell him you were buying? lol 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4 of 5
Valued Contributor

Re: Wally Discover CLI

yeahUyen what did u said ...???

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 5 of 5