Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure†
Credit Cards Mortgages Savings Accounts Auto Insurance

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011
0

Wally Discover CLI
Options

‎10-10-2012 12:49 AM

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.

Message 1 of 5 (551 Views)
 
Epic Contributor
Creditaddict
Posts: 29,350
Registered: ‎10-23-2007
0

Re: Wally Discover CLI
Options

‎10-10-2012 12:57 AM

kwazziee wrote:

I am wondering if Wally does a SP or HP when I request a CLI? Thanks.

ALWAYS SP

 

you can even call in and if you don't get what you want through automated system on phone you can ask the rep to send you to underwriting to have a manual review and they will ask if they can pull report and it's SP... they usually say it but someone actually was told by one the other day it would be HP and it's NOT... must have been new!

fustrating to me when the person that is looking at my credit to decide if "I" qualify for more credit doesn't even know HP vs. SP!!!

Message 2 of 5 (547 Views)
 
Established Member
vsweetee1
Posts: 20
Registered: ‎02-20-2009
0

Re: Wally Discover CLI
Options

‎10-10-2012 04:37 AM

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.

Starting Score: 579
Current Score: FICO EQ659,EX682,TU725
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 5 (503 Views)
 
Valued Contributor
creditnocash
Posts: 2,300
Registered: ‎07-23-2012
0

Re: Wally Discover CLI
Options

‎10-10-2012 06:37 AM

vsweetee1 wrote:

I called yesterday and requested an increase.  The rep I spoke to assured me it was a soft pull.  Nothing has shown up on any of my reports yet.  CLI from 2500-8000.

wow congrats! 

what did you tell him you were buying? lol 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4 of 5 (473 Views)
 
Valued Contributor
nicholasyud
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Wally Discover CLI
Options

‎10-10-2012 06:44 AM

yeahUyen what did u said ...???

 

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 5 of 5 (466 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.