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New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012

Wally Discover Coming soon

Hey all,

I can feel my Wally Discover card coming soon! I got an alert from EX and it has been reported on it. I went to Credit Karma to see if I can find out my limit (since they seem to use EX reports), and looks like my limit is $2,000. Not going to lie, I'm slightly disappointed, considering my store card limit is 3000. :smileymad:

EX -682
EQ -658
TU -663
Regular Contributor
Tran92
Posts: 213
Registered: ‎09-25-2012

Re: Wally Discover Coming soon

Congrats! lol don't worry about the lower limit. I heard they usually make your discover limit lower than the store card. Either ways a $2000 limit should be enough for Walmart right? lol So did they PC the store card to dsicover or do you still have the store card?

TU 703 (1/13)
GOAL: 700+

As of Nov 2012







Established Contributor
j_casteel
Posts: 1,024
Registered: ‎06-21-2012

Re: Wally Discover Coming soon

congrats.....but doesn't credit karma use TU?

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1.35k | NFCU Visa Sig $10k | NavChek $15k | NFCU Flagship Visa $5k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700

Proud to say that ALL past due debt has been paid and I never declared BK!!
Regular Contributor
Tran92
Posts: 213
Registered: ‎09-25-2012

Re: Wally Discover Coming soon


j_casteel wrote:

congrats.....but doesn't credit karma use TU?


yeah they use TU

 

TU 703 (1/13)
GOAL: 700+

As of Nov 2012







Moderator
Shogun
Posts: 7,646
Registered: ‎04-15-2011

Re: Wally Discover Coming soon

+1   CK uses TU.  Creditsesame uses EX but they only update once a month.


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Wally Discover Coming soon

Congrats

Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Wally Discover Coming soon

Congrats on the discover!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Valued Contributor
Repo-ed
Posts: 2,604
Registered: ‎02-09-2012

Re: Wally Discover Coming soon

Wait, so they are upgrading you to a Discover, but cutting your CL by 1k?

 

I'd have to decline that as that will potentially hurt your util% and obviously lower your overall CL


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Super Contributor
CS800
Posts: 6,149
Registered: ‎04-07-2008

Re: Wally Discover Coming soon

Eagerly waiting for an upgrade also :smileyhappy:





Established Member
OneStepFurther
Posts: 33
Registered: ‎01-05-2011

Re: Wally Discover Coming soon

A similar thing is happening with me.  I saw yesterday on my CR that the limits for both of my Discover cards are going to be 1000 and 1100.  I called to ask them why it's being cut down from $5000 and 1500  to 1000 and 1100, and if that was the case, I didn't want them.  The CSR told me that it was because when they reviewed my accounts for the upgrade those were the limits that I had at the time and it isn't reflecting the increases that I've gotten since that time.  He told me that he was making a notation about it and when I get the cards to call first before activating it to make sure the CL will stay intact.  

 

If they reviewed my accounts when they were 1000/1100, that would mean it happened back in July because I called in and got the CLIs during the first week of August.  I got the congratulations letter in September and said the cards would be coming in 60 days.  Another thing...I asked when the cards had been mailed out because I noticed my online acct stated that the cards were mailed out already.  He checked and said it hasn't actually been sent out yet.  It's being processed (as of yesterday 10/29) and that the cards are going to start getting sent out 11/01. I've noticed several people have gotten notices around the same time. I wonder if it's a batch process or something...

 

Yeah...if they cut my $5000 card to $1000 I'd be one. ticked off. sonofagun. :smileymad:  

:smileyhappy:


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