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Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Walmart, $500 ...... :/


bernhardtra wrote:

Out of curiosity I tried that.  I asked for $2000, but instead they simply gave me $1000 as the total.  I did not really need the extra credit but was curious.  It took about 10 minutes and the lady came back and said sorry that she could not give me the whole amount.  I actually am happy as later it might be handy in switching the card out to being a Walmart Discover card.



Thats what I was going to go for $2,000 on all my cards and see what happens..On my CC L they are LOW so anything would help.

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Walmart, $500 ...... :/


bernhardtra wrote:

Out of curiosity I tried that.  I asked for $2000, but instead they simply gave me $1000 as the total.  I did not really need the extra credit but was curious.  It took about 10 minutes and the lady came back and said sorry that she could not give me the whole amount.  I actually am happy as later it might be handy in switching the card out to being a Walmart Discover card.


1+

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Walmart, $500 ...... :/


youngandcreditwrthy wrote:
Technically, you have to have four statements cut with balances and make pmts....

But with the uw num, you don't really have to wait at all lol...

Just as an example, in August...these are the clis I received upon request:

Lowe's 8500-12000
Dillard's 4200-7000
Paypal MC 4400-7000
BR Visa 3000-7000
Wmt Disc 2500-5000

GECRB is fabbbbbulous for building/retaining credit.

Oh the joys of this lovely forum :-D

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As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
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Re: Walmart, $500 ...... :/

I started off with 250.00 about 2 years ago....I now have a 4k discover

They're pretty good with increases. I wouldn't trip. I still start off with 400.00 limits on their cards this far in my journey

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor
Posts: 1,147
Registered: ‎10-15-2011
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Re: Walmart, $500 ...... :/


Sparkz1920 wrote:
I started off with 250.00 about 2 years ago....I now have a 4k discover

They're pretty good with increases. I wouldn't trip. I still start off with 400.00 limits on their cards this far in my journey

How long did it take to get the Discover conversion?

 



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: Walmart, $500 ...... :/

It was like two years for the Discover conversion w mine
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
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Re: Walmart, $500 ...... :/

Yup....2 years

Old navy....for the card in January of 2010 and got the upgrade this past Friday

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor
Posts: 1,147
Registered: ‎10-15-2011
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Re: Walmart, $500 ...... :/

My sister said she thought she got her conversion after 6 months.  I hope the credit limit has something to do with it.  If that is the case I will try again after 4 to 6 months.  I don't want to push it with them!  I don't need it to be a Discover card, I just think it would be cool since I don't actually shop at Walmart much.  However, having a higher limit is great for more than one reason.  I might actually need it one day, for something like 0% financing!



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Contributor
Posts: 76
Registered: ‎12-05-2011
0

Re: Walmart, $500 ...... :/

I'm assuming you are all talking about the Walmart store card, not the Discover?

Cards in my wallet: BofA 1-2-3 Rewards - $3,000 (5/2012), Walmart - $350 (9/2012), Home Depot - $500 (10/2012), US Bank - $1,000 (11/2012)
New Contributor
Posts: 61
Registered: ‎09-03-2012
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Re: Walmart, $500 ...... :/

From my personal experience. I've found that applying in store not only yields better approval results but better credit limits. I applied for the WM card back in July and got a denial online. Tried to recon, denied again. This month, I reapplied in store and at the electronics section and made up a bogus story about wanting to buy a tv and take advantage of the 0% interest for 18 months on electronics purchases over 429 dollars. Approved immediately for $2100. I'm a year post bk7 and still have numerous baddies on my report. Then right after I got approved, I called the backdoor underwriters number and made up another bogus story that I was in store looking to buy a tv and the credit limit I had just gotten approved for was insufficient for the item I wanted to purchase. I explained again that I wanted to take advantage of the %0 percent financing for 18 months and asked for $4000. I got a counteroffer for $3700. I took it. YMMV.

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