Credit Card Center Advertiser Disclosure

Reply
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0 Kudos

Walmart 7-10 day...call them?

DH just got the 7-10 day message from Walmart online app.  Should he call the backdoor number now, or wait for the letter?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Epic Contributor
Posts: 29,445
Registered: ‎10-23-2007
0 Kudos

Re: Walmart 7-10 day...call them?

I always say call!
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0 Kudos

Re: Walmart 7-10 day...call them?

Call it never hurts.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0 Kudos

Re: Walmart 7-10 day...call them?

Okay, so he called and they told him he was declined.  They said he would receive letter and wouldn't say anything else?  What should we do next?  Is there anything else we CAN do?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0 Kudos

Re: Walmart 7-10 day...call them?

Sorry to hear that well try again is 6 months.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 365
Registered: ‎06-04-2008
0 Kudos

Re: Walmart 7-10 day...call them?

Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 
Established Contributor
Posts: 531
Registered: ‎02-29-2008
0 Kudos

Re: Walmart 7-10 day...call them?

When you actually receive the letter I would give them a call.  I agree with the previous post.  I received my Walmart card with low 500's and a BK showing.   So call again and be persistant but not nasty.
 
Good luck
Starting Score: 555/567/570- Oct-2015: Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goal:700; Current VISA-MC-Amex Credit Cards|NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured $550|Cap J-$700|CapOne Silver $1600lMerrick-$1,900lAnex-Cash (AU)-$2500l Amex Delta Sky Miles- $1k
Commeity Store Credit Cards:$45k, $1100|Amazon-$1,000|Nordstrom-$3000|Neiman Marcus-$700|
Garden Until 2/12018 removing last 1-baddy/decrease UTIL
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0 Kudos

Re: Walmart 7-10 day...call them?

Do you think he will still have a chance once the letter arrives?  I think I read on a different that you only have a 72-hour window.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Highlighted
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0 Kudos

Re: Walmart 7-10 day...call them?



southernficoaddict wrote:
Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 


DH says they verified everything on the phone with him and then told him he had been declined.   They wouldn't tell him anything else except that he will receive a letter.  I guess it wasn't identity verification, but I can't be sure.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.