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Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0

Walmart 7-10 day...call them?

DH just got the 7-10 day message from Walmart online app.  Should he call the backdoor number now, or wait for the letter?
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Epic Contributor
Posts: 24,715
Registered: ‎10-23-2007
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Re: Walmart 7-10 day...call them?

I always say call!
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
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Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: Walmart 7-10 day...call them?

Call it never hurts.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
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Re: Walmart 7-10 day...call them?

Okay, so he called and they told him he was declined.  They said he would receive letter and wouldn't say anything else?  What should we do next?  Is there anything else we CAN do?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: Walmart 7-10 day...call them?

Sorry to hear that well try again is 6 months.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Frequent Contributor
Posts: 365
Registered: ‎06-04-2008
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Re: Walmart 7-10 day...call them?

Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 
Frequent Contributor
Posts: 378
Registered: ‎02-29-2008
0

Re: Walmart 7-10 day...call them?

When you actually receive the letter I would give them a call.  I agree with the previous post.  I received my Walmart card with low 500's and a BK showing.   So call again and be persistant but not nasty.
 
Good luck

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Current Score: 600 (TU)/576 (EX)/569(EQ)
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Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
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Re: Walmart 7-10 day...call them?

Do you think he will still have a chance once the letter arrives?  I think I read on a different that you only have a 72-hour window.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0

Re: Walmart 7-10 day...call them?



southernficoaddict wrote:
Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 


DH says they verified everything on the phone with him and then told him he had been declined.   They wouldn't tell him anything else except that he will receive a letter.  I guess it wasn't identity verification, but I can't be sure.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
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