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Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008

Walmart 7-10 day...call them?

DH just got the 7-10 day message from Walmart online app.  Should he call the backdoor number now, or wait for the letter?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Mega Contributor
Creditaddict
Posts: 18,598
Registered: ‎10-23-2007

Re: Walmart 7-10 day...call them?

I always say call!
Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008

Re: Walmart 7-10 day...call them?

Call it never hurts.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008

Re: Walmart 7-10 day...call them?

Okay, so he called and they told him he was declined.  They said he would receive letter and wouldn't say anything else?  What should we do next?  Is there anything else we CAN do?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008

Re: Walmart 7-10 day...call them?

Sorry to hear that well try again is 6 months.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Frequent Contributor
southernficoaddict
Posts: 365
Registered: ‎06-04-2008

Re: Walmart 7-10 day...call them?

Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 
Frequent Contributor
NICKI183
Posts: 339
Registered: ‎02-29-2008

Re: Walmart 7-10 day...call them?

When you actually receive the letter I would give them a call.  I agree with the previous post.  I received my Walmart card with low 500's and a BK showing.   So call again and be persistant but not nasty.
 
Good luck
Current FICO scores: Mid 500's (5/27/14)
Cap One: QuickSilver, Journey, Platinum
Store: Mandee(auth user), L&T (auth user)m Target
Subprime: First Premier x2, Emblem Bank, Merrick Bank
Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008

Re: Walmart 7-10 day...call them?

Do you think he will still have a chance once the letter arrives?  I think I read on a different that you only have a 72-hour window.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008

Re: Walmart 7-10 day...call them?



southernficoaddict wrote:
Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 


DH says they verified everything on the phone with him and then told him he had been declined.   They wouldn't tell him anything else except that he will receive a letter.  I guess it wasn't identity verification, but I can't be sure.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)

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