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Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008
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Walmart 7-10 day...call them?
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‎07-15-2008 12:48 PM

DH just got the 7-10 day message from Walmart online app.  Should he call the backdoor number now, or wait for the letter?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
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Epic Contributor
Creditaddict
Posts: 29,402
Registered: ‎10-23-2007
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Re: Walmart 7-10 day...call them?
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‎07-15-2008 02:19 PM

I always say call!
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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
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Re: Walmart 7-10 day...call them?
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‎07-15-2008 03:05 PM

Call it never hurts.
Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012

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Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008
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Re: Walmart 7-10 day...call them?
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‎07-16-2008 01:53 PM

Okay, so he called and they told him he was declined.  They said he would receive letter and wouldn't say anything else?  What should we do next?  Is there anything else we CAN do?
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Message 4 of 9 (1,304 Views)
 
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
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Re: Walmart 7-10 day...call them?
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‎07-16-2008 03:51 PM

Sorry to hear that well try again is 6 months.
Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012

Take the FICO Fitness Challenge
Message 5 of 9 (1,273 Views)
 
Frequent Contributor
southernficoaddict
Posts: 365
Registered: ‎06-04-2008
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Re: Walmart 7-10 day...call them?
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‎07-16-2008 06:11 PM

Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 
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Established Contributor
NICKI183
Posts: 531
Registered: ‎02-29-2008
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Re: Walmart 7-10 day...call them?
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‎07-16-2008 06:17 PM

When you actually receive the letter I would give them a call.  I agree with the previous post.  I received my Walmart card with low 500's and a BK showing.   So call again and be persistant but not nasty.
 
Good luck
Starting Score: 555/567/570- Oct-2015: Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goal:700; Current VISA-MC-Amex Credit Cards|NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured $550|Cap J-$700|CapOne Silver $1600lMerrick-$1,900lAnex-Cash (AU)-$2500l Amex Delta Sky Miles- $1k
Commeity Store Credit Cards:$45k, $1100|Amazon-$1,000|Nordstrom-$3000|Neiman Marcus-$700|
Garden Until 2/12018 removing last 1-baddy/decrease UTIL
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Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008
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Re: Walmart 7-10 day...call them?
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‎07-17-2008 07:27 AM

Do you think he will still have a chance once the letter arrives?  I think I read on a different that you only have a 72-hour window.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Message 8 of 9 (1,214 Views)
 
Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008
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Re: Walmart 7-10 day...call them?
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‎07-17-2008 07:28 AM


southernficoaddict wrote:
Was it the standard "unable to verify identity?"  They declined me for that reason and the guy actually got a little ugly with me.  Demanded to speak to supervisor and that guy asked me a couple of questions and approved me over the phone.  Just 500 cl but hey, it helped.  From what I understand the "unable to verify identity" thing is pretty common with them. 

DH says they verified everything on the phone with him and then told him he had been declined.   They wouldn't tell him anything else except that he will receive a letter.  I guess it wasn't identity verification, but I can't be sure.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Message 9 of 9 (1,213 Views)
 
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