11-20-2012 06:43 AM
I just got my new WM card in the mail yesterday and set up my online account.
I went to go add the wifey as an AU and all it asked for was her name. Is that REALLY all that is needed for her to have the tradeline reporting on her credit reports?
When I added her to Cap 1 we had to fill out a whole application with SSNs, blood type, income, first-born child as collateral, etc.
Just a name seemed TOO easy.
11-20-2012 06:52 AM
I added my daughter to my account as a AU and it took a few months but it now reports on her
EX and TU file. Not sure about EQ. Like you posted, no soc sec or other info was submitted.
11-20-2012 07:30 AM
I added my hubby and that was all it asked for, and we got the alert on his report that the account had been added to him.
11-20-2012 10:06 AM
I added my brother early this month and it already reports on TU, per CreditKarma.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.