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Walmart AU question

Frequent Contributor

Walmart AU question

I just got my new WM card in the mail yesterday and set up my online account.

 

I went to go add the wifey as an AU and all it asked for was her name. Is that REALLY all that is needed for her to have the tradeline reporting on her credit reports?

 

When I added her to Cap 1 we had to fill out a whole application with SSNs, blood type, income, first-born child as collateral, etc.

 

Just a name seemed TOO easy.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 1 of 5
4 REPLIES
Established Contributor

Re: Walmart AU question

I added my daughter to my account as a AU and it took a few months but it now reports on her
EX and TU file.  Not sure about EQ.  Like you posted, no soc sec or other info was submitted. 

Message 2 of 5
Frequent Contributor

Re: Walmart AU question

Good to know, thanks.

 



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 3 of 5
Established Contributor

Re: Walmart AU question

I added my hubby and that was all it asked for, and we got the alert on his report that the account had been added to him.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 4 of 5
Highlighted
Frequent Contributor

Re: Walmart AU question

I added my brother early this month and it already reports on TU, per CreditKarma.



06/30/2017 - EX 807 (Credit Scorecard EX FICO® Score 8, range 300-850)
07/20/2017 - TU 819 (Discover TU FICO® Score 8, range 300-850)
07/25/2017 - EQ 842 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015
Message 5 of 5