@911gt34life wrote:i just apply for walmart credit card but for some reason lady on the phone wanted identity verification why is this ? they pull tu and approved for 2500
Free Fico
Out of curiosity, how'd you get $2500? Did you apply in-store, online, or over phone?
I make 72k/yr and have a 793 Equifax Fico and they only gave me $1300 (online).
I'm not terribly worried about it because I don't plan on putting more than $100 on it just to show use. (the 22%+ rate might have something to do with that decision).
As many do I just got it to get the access to the free TU FICO's. But a higher limit would help my Util.
I guess I think they should have given me a higher CL on general principal. 
i apply online that it say wait 7 to 10 business days but i call in and was approved on the phone.
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On the Walmart website there is the option to apply for either the Discover or the store..if you apply for the Discover and they don't approve you, they will automatically approve you for their store card if you meet that criteria instead..I love shopping at the Superstore with mine...CLI every four months like clockwork..will save my balance for Black Friday madness!!!!
Starting Score: TU 595 EX 600 EQ 585