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Walmart is GEMB, and they have been BK friendly in the past. Both DH and I were approved for Wally-World cards in August 2007, with a 2001 CH7 BK. I believe our original cl's were around $150, so congrats on $500...that's a great starting cl!!!
@thedaveytrain wrote:
I've always found GEMB to be pretty good about approving, but be careful, they are pretty "inactivity" happy! They shut down ALL my cards last April, and some of them had only been idle for a month or two! Congrats on the approval.
Oh no!! I guess I should buy a little something with the Old Navy card I wasnt planning to use often. I dont want them to close it!
Hello,
Just approved for Walmart 800cl and JC Penny for 350cl. (applied online).
Last night applied at Sears for store card, denied, reason - too many inq. They pulled EX. No baddies and fico EX 744. I was __issed. Called recon twice, credit rep said they count 24 months for inquries. I thought it was only 12 months for inquries. I asked how many inq. are allowed, said he could not give me that info but, I could reapply. I asked what good would that be if I don't know how many inq. are allowed and that would only create another inq. making it worse.
I was so mad, I returned the merchandise already purchased and cancelled my two layaways at K Mart.
I got an approval with a CL of $1000! Just went online, put an electric blanket in my online shopping cart, and when I was checking out, there was a button saying that I was "pre-approved" for a card. I clicked on that, and it came up with $1000. This is my highest CL credit card. It's only a store card, but that's okay cuz I shop at Walmart fairly often.
Credit Scores (as of 12/3/09):
EQ - 624
EX - 659
TU - 637