10-25-2012 12:10 PM
Your all over util is low, but you are closed to maxed on that one card. I'd pay it down quite a bit before you apply... and I'd also pound away at that balance because May will sneak up on you faster than you think...and then interest would bounce back from the beginning of the charge... (been there, done that.)
10-25-2012 12:12 PM
Oh I know! LOL, I've started paying $300 on it every month, so it'll be paid off before then. If anything does happen, I get a bonus check in December as well.
10-25-2012 12:18 PM
I went ahead and pulled the trigger health, got approved for $600. Applied online, had to call in to answer the verification questions, got the decision as soon as those were answered. Very pleased.
|Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)|
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013
|AMEX Gold NPSL|
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
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