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@Epcot wrote:
I also got my walmart card in November of last year. Unfortunately I had it report a 0 balance twice, so no statement was generated, but did carry a balance once and do again at this moment. I hope I don't get the 'insufficient experience' excuse. Otherwise I will have to call.
So if I pay my balance in full before the due date a statement won't generate?
Question, I went from 300 to 450 using the button 4 months ago. I tried using it last week and got the expience letter . Could it be I just didn't wait 4 months. I couldn't remember if it would be my june or july statement. If I try again once my new statement generates theres no harm in that right as its only a soft pull ?
Correct. That happened to me initially. I always paid in full and had too few statements before I requested my first CLI. Now, I typically pay a few dollars over my balance which results in a negative balance (e.g.., - $2.00 balance) and a statement is generated.