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Walmart CLI Denied?

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Epcot
Valued Contributor

Re: Walmart CLI Denied?

I also got my walmart card in November of last year. Unfortunately I had it report a 0 balance twice, so no statement was generated, but did carry a balance once and do again at this moment. I hope I don't get the 'insufficient experience' excuse. Otherwise I will have to call.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 11 of 14
bluedog1
Regular Contributor

Re: Walmart CLI Denied?


@Epcot wrote:
I also got my walmart card in November of last year. Unfortunately I had it report a 0 balance twice, so no statement was generated, but did carry a balance once and do again at this moment. I hope I don't get the 'insufficient experience' excuse. Otherwise I will have to call.

So if I pay my balance in full before the due date a statement won't generate?

Message 12 of 14
dzemboc77
Established Member

Re: Walmart CLI Denied?

Question, I went from 300 to 450 using the button 4 months ago. I tried using it last week and got the expience letter . Could it be I just didn't wait 4 months. I couldn't remember if it would be my june or july statement. If I try again once my new statement generates theres no harm in that right as its only a soft pull ?

Message 13 of 14
tld409
Regular Contributor

Re: Walmart CLI Denied?

Correct.  That happened to me initially. I always paid in full and had too few statements before I requested my first CLI.  Now, I typically pay a few dollars over my balance which results in a negative balance (e.g.., - $2.00 balance) and a statement is generated.

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Message 14 of 14
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