07-02-2013 04:26 PM
07-02-2013 07:50 PM
So I finally broke down and asked for the increase. I just called 800-480-0205 and got it increased to 5000. I'm happy with that.
07-02-2013 09:43 PM
I'm not sure if hard or soft but I'm going to say soft. I have a fraud alert on my report which requires a series of questions every time it is run. There were no questions this time.
07-03-2013 07:50 AM
Most Walmart CLIs are soft pulls. I haven't heard anyone report a HP with a CLI request with them. The best number to call is credit soultions every 4 months and show card usage. I went from $1k--->$1.5k--->$3.0k. I'm gonna try for 6k next time.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.