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I had my card since December of last yr. I have been using my card heavy even though its only a $300 CL,lol. I have paid in full some months but the last two I have not my balance was $224. This morning I notice they gave me a $400 CLI bringing my limit to $700.I know thats not high but when you are rebuilding anything is better than nothing. I was somewhat surprised because I am carrying a high balance. I will see if they took a peek at my reports to come to their decision to grant me a CLI because I did not request it due to the economic climate. I appreciate them showing me some love though, lol. Just sharing my experience with the MyFico community, you guys have helped me take control of my credit and make better decisions. Thank You!
Congrats
I had a $150 limit. Did a request i guess a few weeks early and was declined.
Today i look online to pay my bill and it went from $150 to $800!
Congratsn the bump!
Thanks!
@ Drakester that's a great bump too, congrats! I hope they continue to be generous in the future as I put that card to heavy use every month, lol.
i was SHOCKED to see the auto CLI and even more shocked by the amount. From reading here i expected maybe $50-$100.
no i cant wait until 4 more months!! lol
Yea, I know what you mean I was Shocked too. I have an app on my iPhone that I really love called Personal Assistant that alerts me of changes or updates to any of my accounts, thats how I found out, lol. We'll see around November.
@MsKarmaNYC wrote:I had my card since December of last yr. I have been using my card heavy even though its only a $300 CL,lol. I have paid in full some months but the last two I have not my balance was $224. This morning I notice they gave me a $400 CLI bringing my limit to $700.I know thats not high but when you are rebuilding anything is better than nothing. I was somewhat surprised because I am carrying a high balance. I will see if they took a peek at my reports to come to their decision to grant me a CLI because I did not request it due to the economic climate. I appreciate them showing me some love though, lol. Just sharing my experience with the MyFico community, you guys have helped me take control of my credit and make better decisions. Thank You!
I just requested an increase and only got $125.00. I am now at $725 from the original $600. oh well, every bit counts!
I just logged on to my account and to my suprise:
Total Credit Limit : | $800.00 |
Original limit from Christmas was $ 300 . I hit the Luv button last month and was rejected. and now I was raised $500 without requesting limit increase. WHOOOO HOOOOO !!!!!!!!!!!!!!
Now if Target would do something
How hard or easy is it to get a WalMart Credit card???