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I hit the credit line button a few days ago and was decline. Today I received a notice from GE stating HIGH balances and recent inquires ect. The score was dated from jan 4th 2013. I opened this account in dec 2012 and have clean up my TU alot and my UTI went from 88% down to 8% today. My score has increased 50+ points and I'm wondering how they got that report in jan and why use a 3 month old report for a CLI?
they probably only soft pull you every 3 months to determine CLI's.
Definitely call them. After a $100 auto CLI, I called to ask for more but was denied. I called again, after hours, and my CL was doubled to $1600. TU was 652-ish at the time.
So i called Credit Solutions and asked for a CLI and the Rep stated she could do a Manual(Soft Pull) Request. She asked how much i was looking for and I stated $1,000. She asked me and few income questions and put me on a hold and said cngrats your request was approved =). Im wondering if i should of asked for more? I just didnt want to be greedy =/ . I have had this card since Dec and maybe ill try for another request in a few months.
Does the Happy Damce! im starting to love GE and they soft pulls
@IECredit wrote:So i called Credit Solutions and asked for a CLI and the Rep stated she could do a Manual(Soft Pull) Request. She asked how much i was looking for and I stated $1,000. She asked me and few income questions and put me on a hold and said cngrats your request was approved =). Im wondering if i should of asked for more? I just didnt want to be greedy =/ . I have had this card since Dec and maybe ill try for another request in a few months.
Does the Happy Damce! im starting to love GE and they soft pulls
Next time yes ask for more because they will counter if they can't meet what you're asking for. For exampe, I requested a $5K increase and they countered for half of that. So wait about 4 months and call back again. You can use that same number for any of your GE accounts.
Sounds good! in 4 months my only badie will be off my TU report and ill shoot for the stars =)