The reason I was given was insufficent experience at current credit limit".
No baddies, no balances on any other cards.
This is GE's standard response. Take your time and don't get frustrated - with positive payment history it will eventually rise. I started out at $600 and got auto increased to $800 in January of this year. Since that time, I've asked for CLI's every 4 months and been PC'd to the Discover version, with a current limit of $4000. You'll get there.
Also make sure your accounts are generating statements or else you will never get an increase.
It is possible to get an increase with no statements with GE backed cards.
Within the past month, I was able to get CLI's on two accounts:
WalMart - no statements or balance for 2 months - 600 CLI
JCPenney - no statements or balance for 6 months - 1400 CLI
Both cards will be two years old next month. The JCP card never had a CLI. The WalMart card had one at the 4 month mark...nothing after that until last month.
i got a increase from 150 to 1500 just 7 days from my 4th month with walmart. ive never used the card since i got it. TU score 693 with 17 new accounts opened in last 5 months and 9 inqs in TU..
Patience!!!! Wait until after the 4th statement cuts, then try.
YOU of ALLLLLL people, know I have zilch! LOL! I will dig some up.
You'll find comfort in this S7, lol. Found out my statement had cut yesterday, previous to that I had put through ~450 (600 CL) and PIF, so I figured, what the hell. Requested 1600, denied outright, no counter. As expected of course, so no complaints. I really just wanted to toe the line. I'll wait until the 4th statement before asking again. Maybe even the 5th to give it 4 statements between requests.
It's tough finding amusing things to do when you're really just playing the waiting game on your credit. GWilling can only take up so much time, haha.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
I got shot down with walmart too, then tehy approved me for an amazon store card for a higher limit, Just don't get GE.
i can confirm that statements have no bearing i think.
walmart card went 800-5k since july 28th no statements
ae apped and approved before walmart 400 used 8x as much have statements for 3 months and no cli given.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000