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Contributor
bellrod44
Posts: 76
Registered: ‎12-05-2011

Walmart CLI question

I've had my Walmart store card for 3 months now and am kind of tempted to request a CLI because of the holiday season. Is their CLI a HP or SP?

Cards in my wallet: BofA 1-2-3 Rewards - $3,000 (5/2012), Walmart - $350 (9/2012), Home Depot - $500 (10/2012), US Bank - $1,000 (11/2012)
Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012

Re: Walmart CLI question

It is a sp.
TU 746 (10/13)
GOAL: 750+






Valued Contributor
Swapmeet
Posts: 1,314
Registered: ‎11-10-2012

Re: Walmart CLI question


Tran92 wrote:
It is a sp.

+1

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Contributor
bellrod44
Posts: 76
Registered: ‎12-05-2011

Re: Walmart CLI question

Thanks for the response. I closed on a house in mid-October and have since taken on a couple of new cards along with the mortgage. My total util is about 30% (I plan on paying most of it off in the next month). I would like a CLI with Walmart and keep hearing about the generosity, so thought I'd give it a shot if it was a SP.

Cards in my wallet: BofA 1-2-3 Rewards - $3,000 (5/2012), Walmart - $350 (9/2012), Home Depot - $500 (10/2012), US Bank - $1,000 (11/2012)
Valued Contributor
jamesdwi
Posts: 1,434
Registered: ‎09-16-2011

Re: Walmart CLI question

Its a SP, but GE, the backer of the Walmart card usually doesn't give out CLI until you have had the card 4 months and usually every eligible, unless you call and talk to an underwriter,  number in the backdoor numbers. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
Swapmeet
Posts: 1,314
Registered: ‎11-10-2012

Re: Walmart CLI question

give it a shot and let us know what happened.

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Contributor
bellrod44
Posts: 76
Registered: ‎12-05-2011

Re: Walmart CLI question

I was intending on waiting until the 4 month mark, but I've been reading about people getting CLIs after 2 months.


jamesdwi wrote:

Its a SP, but GE, the backer of the Walmart card usually doesn't give out CLI until you have had the card 4 months and usually every eligible, unless you call and talk to an underwriter,  number in the backdoor numbers. 

 

 


 

Cards in my wallet: BofA 1-2-3 Rewards - $3,000 (5/2012), Walmart - $350 (9/2012), Home Depot - $500 (10/2012), US Bank - $1,000 (11/2012)
Valued Contributor
Swapmeet
Posts: 1,314
Registered: ‎11-10-2012

Re: Walmart CLI question


bellrod44 wrote:

I was intending on waiting until the 4 month mark, but I've been reading about people getting CLIs after 2 months.


jamesdwi wrote:

Its a SP, but GE, the backer of the Walmart card usually doesn't give out CLI until you have had the card 4 months and usually every eligible, unless you call and talk to an underwriter,  number in the backdoor numbers. 

 

 


 


As james wrote, call the uw number for wal mart for your cli request. People have gotten cli the same day they got approved for the card!

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Valued Contributor
Burned2manybridgesB4
Posts: 1,406
Registered: ‎03-15-2012

Re: Walmart CLI question

Their 50"+ tv's are on sale now!!!


Valued Contributor
Swapmeet
Posts: 1,314
Registered: ‎11-10-2012

Re: Walmart CLI question

[ Edited ]

lol, I just maxed my card out buying a 47" lg 3d led tv. The next day I paid it off at the register, well all but 90 cents. I am thinking about calling the uw today and asking for a cli.

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14

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