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Established Contributor
Posts: 614
Registered: ‎08-24-2011
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Walmart CLI...soft pull, right?

So I was messing around with my Walmart account after hearing of people getting increases...I clicked the button, entered income and was expecting to be directed to another page to request the amount of increase, verify things, etc. and usually they make you click something saying you agree to give them permission to pull your credit...none of that. Entered income, hit next and got $1600 increase. 

 

This is a soft pull, correct? If it's not I'm going to be mad because it gave no indication it would pull my credit, or even that that was the last step in requesting an increase! But I'm pretty sure it's soft because GE would want to cover their butts with some sort of legal jargon you have to agree to before they pull your credit.

 

I have an alerting service so I guess I'll know for sure soon. Am I right to assume everyone else who got their increases were softed? 

 

I am happy about the increase, as long as it was soft! Smiley Tongue

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Valued Contributor
Posts: 2,065
Registered: ‎11-17-2012
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Re: Walmart CLI...soft pull, right?


FloridaState12 wrote:

So I was messing around with my Walmart account after hearing of people getting increases...I clicked the button, entered income and was expecting to be directed to another page to request the amount of increase, verify things, etc. and usually they make you click something saying you agree to give them permission to pull your credit...none of that. Entered income, hit next and got $1600 increase. 

 

This is a soft pull, correct? If it's not I'm going to be mad because it gave no indication it would pull my credit, or even that that was the last step in requesting an increase! But I'm pretty sure it's soft because GE would want to cover their butts with some sort of legal jargon you have to agree to before they pull your credit.

 

I have an alerting service so I guess I'll know for sure soon. Am I right to assume everyone else who got their increases were softed? 

 

I am happy about the increase, as long as it was soft! Smiley Tongue


Yup! Definitely a soft Smiley Happy or even an internal CLI! Congrats! Smiley Very Happy


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Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
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Re: Walmart CLI...soft pull, right?

Congrats on the increase! All I have read here indicates SP.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
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Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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Re: Walmart CLI...soft pull, right?

Absolutely it's a SP, and the beauty of it is, after 4 months, do it again!

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Established Contributor
Posts: 614
Registered: ‎08-24-2011
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Re: Walmart CLI...soft pull, right?

Thanks guys! I was 99% sure it was soft, but I needed some reassurance. Smiley Happy

 

And I will try again in a few months...as long as it's soft, what's the harm, right? lol

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