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Regular Contributor
konabill
Posts: 118
Registered: ‎12-09-2009
0

Walmart CLI

   I opened my walmart account last year at Christmas ( $300 )  after 4 or 5 months Walmart raised my limit to $ 800.    Today I presses the "request an increase" button was jumped all the way to $ 875 :smileyhappy:        Really a $75 CLI  !!     Weird amount but it still helps with my utilization %     




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009
0

Re: Walmart CLI

Walmart is issued by GEMB right? Why have you not been hitting the luv button every 4 months?

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Epic Contributor
Creditaddict
Posts: 22,098
Registered: ‎10-23-2007
0

Re: Walmart CLI

 


konabill wrote:

   I opened my walmart account last year at Christmas ( $300 )  after 4 or 5 months Walmart raised my limit to $ 800.    Today I presses the "request an increase" button was jumped all the way to $ 875 :smileyhappy:        Really a $75 CLI  !!     Weird amount but it still helps with my utilization %     


LMAO... really thats all you can do is laugh and shake your head... UGH GEMB

 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Regular Contributor
konabill
Posts: 118
Registered: ‎12-09-2009
0

Re: Walmart CLI

  When I hit the LUV button a "request for income amount" appeared and I truthfully responded........No verification required.    So if I claimed some Bill Gates amount of income would I be given a larger CLI????   Computer formula based on "stated income"   seems a little like having the rats in charge of the cheese, IMO.




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Established Contributor
guydiver
Posts: 582
Registered: ‎08-30-2007
0

Re: Walmart CLI

That computer generated request for income seems to be the norm for GEMB now when requesting CLI's. It pops up for my GEMB accounts now, haven't hit the button though due to auto CLI's recently. Going to give it a go next month on my Lowe's account.

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 748(Barclay), EX 748(CS) Goal Score: .....800 IS ON MY BUCKET LIST! New DCU Member! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K
Regular Contributor
konabill
Posts: 118
Registered: ‎12-09-2009
0

Re: Walmart CLI


konabill wrote:

   I opened my walmart account last year at Christmas ( $300 )  after 4 or 5 months Walmart raised my limit to $ 800.    Today I presses the "request an increase" button was jumped all the way to $ 875 :smileyhappy:        Really a $75 CLI  !!     Weird amount but it still helps with my utilization %     


  Well its been 4 statements since my last CLI from Walmart so I hit the "request credit limit increase" button.   $100 CLI   I am now @ $975 :smileyvery-happy:

                     Walmart increases very slowly but at least it IS MOVING............




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Established Contributor
JayRizzo
Posts: 582
Registered: ‎10-17-2010
0

Re: Walmart CLI

I'm wondering if the months are according to your statement or just months since your last CLI date 11/26/2010  > 3/26/2011 (a few more days from now).  Also, are you using the card at least once a month?  These were some of the things a Sr. CSR told me they look for in setting a CLI.

Valued Contributor
tray
Posts: 1,513
Registered: ‎01-29-2008
0

Re: Walmart CLI

the highest cli that I requested online in which I recieved on my walmart card was $125.00, I just wonder how high of a dollar amount walmart would grant with online cli requests excluding automatic cli's?


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Re: Walmart CLI

yeah walmart only gives cli online in increments of $125 every 4 months. I've had the card since February 2010 with a $300 limit then in July auto cli to $700 and november online cli request to $825 then just last week online cli to $950, It seems that is the only way it will grow.

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Established Contributor
JayRizzo
Posts: 582
Registered: ‎10-17-2010
0

Re: Walmart CLI

It appears the first CLI is a teaser (big jump), then all others are babystep limits.


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