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I always PIF -- usually BEFORE the statements cut. It seems like not all GE accts are equal when it comes to CLIs. WM somehow seems harder to get CLI than ON.
@LS2982 wrote:
@tcbo Was your overall util. high everytime you asked for CLI's?
Define "high".
Wait, never mind.
Yes.
@bichonmom wrote:I always PIF -- usually BEFORE the statements cut. It seems like not all GE accts are equal when it comes to CLIs. WM somehow seems harder to get CLI than ON.
That's what I do, too. As soon as I made a 6 month 0% interest purchase on Amazon they softed my TU. Two weeks later when I only made a partial payment and let a balance post, I got a huge (for me) CLI. The Amazon card seems good for easier to get, larger limits.
@bichonmom wrote:Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.
I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO.
based on what ive read on here people seem to be getting increases every 4 months from hitting the luv button. some get lucky some dont. I too have been looking at walmart for a store card being i do alot of shopping there.
I've received 3 increase in credit lines as requested during the 1st 6 months of card ownership. Only PIF once during that period. YMMV
@bichonmom wrote:Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.
I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO.
Im curious about that too. I just passed the 4 months mark since my CLI. I would love the Discover version too.
100 points when a collection dropped, outstanding !!
I have a CO dropping off soon. Hope I have the same results lol