Walmart Card Comment

[Booner72]

Just applied online to get the TU score and was approved.  No TU score til I get the card.  I asked her if she knew which scoring model and she said she didn't know.  I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that.  gggrrrr.

Did anyone find out yet which TU they use?

[MarineVietVet]

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@Booner72 wrote:

Just applied online to get the TU score and was approved.  No TU score til I get the card.  I asked her if she knew which scoring model and she said she didn't know.  I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that.  gggrrrr.

Did anyone find out yet which TU they use?

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I still haven't heard anything.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[UFGuy2006]

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@Booner72 wrote:

Just applied online to get the TU score and was approved.  No TU score til I get the card.  I asked her if she knew which scoring model and she said she didn't know.  I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that.  gggrrrr.

Did anyone find out yet which TU they use?

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Yep I was pretty annoyed when I got the call in notice when applying online. I called in, gave additional information and was approved. Then the CSR informed me the $20.00 credit only applies to "instantly approved" accounts and they can not apply the credit to folks who need additional verification. I think that approach is a sham.

[Booner72]

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@UFGuy2006 wrote:

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@Booner72 wrote:

Just applied online to get the TU score and was approved.  No TU score til I get the card.  I asked her if she knew which scoring model and she said she didn't know.  I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that.  gggrrrr.

Did anyone find out yet which TU they use?

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Yep I was pretty annoyed when I got the call in notice when applying online. I called in, gave additional information and was approved. Then the CSR informed me the $20.00 credit only applies to "instantly approved" accounts and they can not apply the credit to folks who need additional verification. I think that approach is a sham.

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That's total BS!  I was instantly approved and NO 20.00!  F words

[kjm79]

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@Booner72 wrote:

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@UFGuy2006 wrote:

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@Booner72 wrote:

Just applied online to get the TU score and was approved.  No TU score til I get the card.  I asked her if she knew which scoring model and she said she didn't know.  I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that.  gggrrrr.

Did anyone find out yet which TU they use?

---

Yep I was pretty annoyed when I got the call in notice when applying online. I called in, gave additional information and was approved. Then the CSR informed me the $20.00 credit only applies to "instantly approved" accounts and they can not apply the credit to folks who need additional verification. I think that approach is a sham.

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That's total BS!  I was instantly approved and NO 20.00!  F words

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BUT...You now get a FREE TU FICO score every month!  Did I mention FREE?  lol 

That is a little shady though....

[Booner72]

Oh I know.  Free is free - and from all I've read here I'd bet money it's the TU04.  It's the only reason I even applied (oh yeah, besides the fact that now that my house is bought I don't have to put my whole credit life on PAUSE anymore!)  Freedom to dispute!  Freedom to apply!  aaahhhh  the joy of freedom to mess w/ my credit reports!