08-20-2012 08:47 PM
I applied online and was approved ($600.00). They mention the $20.00 credit for the first purchase of $100.00 or more on the card. For those of you that have received this, does it have to be done the day it's approved or can you get it when you first use the card. The things that I would get (household and Summer clothes), those wouldn't be things that I'd purchase online.
Also, was reading their site - $60 quick cash in $20 increments when you make a purchase with your Walmart Credit Card at Walmart-owned registers in Walmart stores. Limit one per day. This cash advance will appear on your monthly billing statement like a purchase.
Is this $60.00 per statement? One per day seems to be $20.00 per day.
And last, how do I find out which stations accept the Walmart card for gas purchases?
Thanks for the info!
08-20-2012 08:50 PM - edited 08-20-2012 08:52 PM
You have the store card, not Walmart Discover right?
Store card is only accepted at Walmart Gas pump. Cash over feature is limited to $60 per day.
08-20-2012 09:01 PM - edited 08-20-2012 09:05 PM
It's $60 per day and you have a limit on how much cash you can get advanced without paying it back, Its reporteed on your statements
Available Credit $1,498
Cash Advance/Quick Cash Limit $200
08-20-2012 09:02 PM
The $20.00 credit is only day of approval, however, if you have a walmart account that you used during the app (if you applied online) you'll notice there is a temporary payment account added, so if you have something you want to purchase that you can purchase online you can get the discount that way.
08-20-2012 09:04 PM
Yes, it's the regular Walmart card. Just did a search for gas stations. Not many around my area. Just one and I never go by it.
08-28-2012 07:28 PM
I used my card for the first time tonight. Just grabbed a few household things and tried out the cash option. You can take up to $60.00. Does anyone know if doing this once in awhile counts against you when it comes time for a CLI. They list is seperate on the receipt as cash back. I guess there is no interest like it would be if it was a Visa/MC cash advance.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.