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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Walmart Card as Second Card?


rootpooty wrote:

congrats.  

 

Eh I dont care much for cap one.  If you dont mind the 3 hp's I would say go for it but be prepared for a low limit card for life.

 

Where do you shop more walmart or amazon?

 

You have the discover card which means you can use it anywhere that accepts discover and not just at walmart.

 

I think amazon and walmart have the same criteria.  I apped for both in the same day within 10 min


Hahah! This is so true! Cap One pulls all 3 credit reports at the time of your app and gives you a seriously low limit...$500 to $750 and then you're done. Lol.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Walmart Card as Second Card?

Congrats on the Walmart Discover approval! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Contributor
dhon55
Posts: 85
Registered: ‎08-20-2012

Re: Walmart Card as Second Card?

Thanks everyone.

 

I was risky, as you might note from my new signature... and I went ahead and applied for both the GE Amazon and the Capital One Student Journey.  I know I'll probably regret the CapOne down the road, but I just wanted to get some accounts open while I was at it with the inquiries.

 

I'll garden with these for a year, and try my hand at the big names (Chase, Discover, Citi, etc.) or whatever may be next year once these inquiries all fall off. :smileyhappy:


Goal Scores: 720+ Walmart TU08 (12/12): 703; (01/13): 711; (02/13): 703; (03/13): 700; (04/13): 721
WF College (10/12) $1,600; WM Discover (12/12) $1,950; Amazon GE (12/12) $1,400; CapOne Student (12/12) $500; Discover IT (01/13) $1,000; Chase Amazon (02/13) $1,500; Citi Forward Student (02/13) $2,000
Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: Walmart Card as Second Card?


dhon55 wrote:

Thanks everyone.

 

I was risky, as you might note from my new signature... and I went ahead and applied for both the GE Amazon and the Capital One Student Journey.  I know I'll probably regret the CapOne down the road, but I just wanted to get some accounts open while I was at it with the inquiries.

 

I'll garden with these for a year, and try my hand at the big names (Chase, Discover, Citi, etc.) or whatever may be next year once these inquiries all fall off. :smileyhappy:


congrats to your successes!!!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Valued Contributor
Rhaeny
Posts: 1,104
Registered: ‎07-24-2011

Re: Walmart Card as Second Card?


dhon55 wrote:

Thanks everyone.

 

I was risky, as you might note from my new signature... and I went ahead and applied for both the GE Amazon and the Capital One Student Journey.  I know I'll probably regret the CapOne down the road, but I just wanted to get some accounts open while I was at it with the inquiries.

 

I'll garden with these for a year, and try my hand at the big names (Chase, Discover, Citi, etc.) or whatever may be next year once these inquiries all fall off. :smileyhappy:


Congrats on the Discover card!

 

Okay so what happened with Cap1?


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
April Scores: EX 722 (USAA), TU 669 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 4/8/2013

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