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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Walmart Card as Second Card?


rootpooty wrote:

congrats.  

 

Eh I dont care much for cap one.  If you dont mind the 3 hp's I would say go for it but be prepared for a low limit card for life.

 

Where do you shop more walmart or amazon?

 

You have the discover card which means you can use it anywhere that accepts discover and not just at walmart.

 

I think amazon and walmart have the same criteria.  I apped for both in the same day within 10 min


Hahah! This is so true! Cap One pulls all 3 credit reports at the time of your app and gives you a seriously low limit...$500 to $750 and then you're done. Lol.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart Card as Second Card?

Congrats on the Walmart Discover approval! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Contributor
Posts: 88
Registered: ‎08-20-2012
0

Re: Walmart Card as Second Card?

Thanks everyone.

 

I was risky, as you might note from my new signature... and I went ahead and applied for both the GE Amazon and the Capital One Student Journey.  I know I'll probably regret the CapOne down the road, but I just wanted to get some accounts open while I was at it with the inquiries.

 

I'll garden with these for a year, and try my hand at the big names (Chase, Discover, Citi, etc.) or whatever may be next year once these inquiries all fall off. :smileyhappy:


Goal Scores: 720+ (Experian Lender Pull 09/13): 733; Discover TU (01/14): 751; Walmart TU08 (02/14): 754;
WF Platinum (10/12) $1,600; WM Discover (12/12) $5,500; Amazon GE (12/12) $2,500; CapOne Quicksilver (12/12) $750; Discover IT (01/13) $1,000; Chase Amazon (02/13) $2,500; Citi Forward Student (02/13) $2,000; AMEX BCE (09/13) $15,000
Valued Contributor
Posts: 1,895
Registered: ‎11-17-2012
0

Re: Walmart Card as Second Card?


dhon55 wrote:

Thanks everyone.

 

I was risky, as you might note from my new signature... and I went ahead and applied for both the GE Amazon and the Capital One Student Journey.  I know I'll probably regret the CapOne down the road, but I just wanted to get some accounts open while I was at it with the inquiries.

 

I'll garden with these for a year, and try my hand at the big names (Chase, Discover, Citi, etc.) or whatever may be next year once these inquiries all fall off. :smileyhappy:


congrats to your successes!!!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $9.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 764 EQ 704 TU 750 VantageScore 3.0: EX 745 EQ 749 TU 749 Credit Sesame (EX) 749 Credit.com (EX) 788
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Walmart Card as Second Card?


dhon55 wrote:

Thanks everyone.

 

I was risky, as you might note from my new signature... and I went ahead and applied for both the GE Amazon and the Capital One Student Journey.  I know I'll probably regret the CapOne down the road, but I just wanted to get some accounts open while I was at it with the inquiries.

 

I'll garden with these for a year, and try my hand at the big names (Chase, Discover, Citi, etc.) or whatever may be next year once these inquiries all fall off. :smileyhappy:


Congrats on the Discover card!

 

Okay so what happened with Cap1?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
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