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I applied for the Walmart Discover and in my decision letter it gave me a credit score of 406, i know my score is low but i knew for sure that it couldn't be that low.
Then a little below my score it said that the score ranges from 300-630, which means it is not a Fico score.
So do you guys know what score model they are using? is it a self made score by walmart? my credit score is low but it is nowhere near 406.
Well the approival score and the monthly score you get for free are two totally different spices