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Regular Contributor
Denny33142
Posts: 179
Registered: ‎07-12-2011
0

Walmart Card what score model do they use?

I applied for the Walmart Discover and in my decision letter it gave me a credit score of 406, i know my score is low but i knew for sure that it couldn't be that low.

 

Then a little below my score it said that the score ranges from 300-630, which means it is not a Fico score.

 

So do you guys know what score model they are using? is it a self made score by walmart? my credit score is low but it is nowhere near 406.

Senior Contributor
john398
Posts: 3,514
Registered: ‎01-19-2009
0

Re: Walmart Card what score model do they use?

Well the approival score and the monthly score you get for free are two totally different spices


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