I applied for the Walmart Discover and in my decision letter it gave me a credit score of 406, i know my score is low but i knew for sure that it couldn't be that low.
Then a little below my score it said that the score ranges from 300-630, which means it is not a Fico score.
So do you guys know what score model they are using? is it a self made score by walmart? my credit score is low but it is nowhere near 406.
