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Walmart Card what score model do they use?

Regular Contributor

Walmart Card what score model do they use?

I applied for the Walmart Discover and in my decision letter it gave me a credit score of 406, i know my score is low but i knew for sure that it couldn't be that low.

 

Then a little below my score it said that the score ranges from 300-630, which means it is not a Fico score.

 

So do you guys know what score model they are using? is it a self made score by walmart? my credit score is low but it is nowhere near 406.

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Senior Contributor

Re: Walmart Card what score model do they use?

Well the approival score and the monthly score you get for free are two totally different spices

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