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Walmart Card ?

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jennaxx
Valued Member

Walmart Card ?

How do I get the Walmart card ? Is there a pre-approval somewhere in the cart or do I actually have to apply ?

EQ 678 FICO on 2/4/13 EX FAKO (Quizzle) 639 on 2/8/13
TU FAKO (CK) 627 on 2/8/13 EX FAKO CS 737 on 2/15/13
Lender Pull 02/21/13 TU 684 EXP 730 EQ 678
SW alert on 02/22/13 EQ 688
Lender Pull (New car) 10/05/13 761
Message 1 of 5
4 REPLIES 4
jamesdwi
Valued Contributor

Re: Walmart Card ?

Just apply I am not aware of any pre-approval sites for them, they always pull TU, and your 684 you have listed should get you the store card. Expect a fairly low CL, but it grows fast with usage and payments or PIF. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 2 of 5
youngandcreditwrthy
Senior Contributor

Re: Walmart Card ?

I got an $800 initial limit with a 630'ish TU FICO in 2010.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 5
boomhower
Valued Contributor

Re: Walmart Card ?

No preapproval, you just have to apply and your score is suffucient for an approval.  I'm going to assume your morgage process is finished since you apping...

Message 4 of 5
kroberts67
Established Contributor

Re: Walmart Card ?

Is anyone aware of the UT you should be below to get approved with Walmart?  I'm gardening until mine is down a bit more but I wondered if there is a threshhold with them.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 5 of 5
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