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Valued Member
Posts: 45
Registered: ‎02-04-2013

Walmart Card ?

How do I get the Walmart card ? Is there a pre-approval somewhere in the cart or do I actually have to apply ?

EQ 678 FICO on 2/4/13 EX FAKO (Quizzle) 639 on 2/8/13
TU FAKO (CK) 627 on 2/8/13 EX FAKO CS 737 on 2/15/13
Lender Pull 02/21/13 TU 684 EXP 730 EQ 678
SW alert on 02/22/13 EQ 688
Lender Pull (New car) 10/05/13 761
Valued Contributor
Posts: 2,288
Registered: ‎09-16-2011

Re: Walmart Card ?

Just apply I am not aware of any pre-approval sites for them, they always pull TU, and your 684 you have listed should get you the store card. Expect a fairly low CL, but it grows fast with usage and payments or PIF. 



Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Walmart Card ?

I got an $800 initial limit with a 630'ish TU FICO in 2010.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,864
Registered: ‎09-20-2011

Re: Walmart Card ?

No preapproval, you just have to apply and your score is suffucient for an approval.  I'm going to assume your morgage process is finished since you apping...

Established Contributor
Posts: 894
Registered: ‎03-04-2013

Re: Walmart Card ?

Is anyone aware of the UT you should be below to get approved with Walmart?  I'm gardening until mine is down a bit more but I wondered if there is a threshhold with them.

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $9k, USBank Cash+ $5k, Citi Diamond $5.3k, Citi Double Cash $1k, Care Credit $13.5k.

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