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Walmart Credit Card Cash Monthly Limit?

Regular Contributor

Walmart Credit Card Cash Monthly Limit?

I've been testing the cash back option of my new Walmart card when I make purchases. I've taken $60.00 twice and chose that option again during tonight's purchase. The items went through but the cash back was declined. I wonder if they have a max amount or max % of the credit limit monthly?

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Message 1 of 54
53 REPLIES
Established Contributor

Re: Walmart Credit Card Cash Monthly Limit?

yea its $200.00. i found out the same way you did lol. i was using the cash back feature instead of making trips to the bank or atm but i didnt know it had such a low limit. The only way i found out was by calling GE becuase it didnt state that i had a cash limit anywhere on the paperwork



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 2 of 54
Valued Contributor

Re: Walmart Credit Card Cash Monthly Limit?

Yup, the monthly cash limit is $200 for me too. It's indicated on your monthly bill. I wonder if it's possible to have a higher cash limit.
Message 3 of 54
Valued Contributor

Re: Walmart Credit Card Cash Monthly Limit?

FYI, my credit limit is 10k on my Walmart Discover card.
Message 4 of 54
Super Contributor

Re: Walmart Credit Card Cash Monthly Limit?


kevinjjc wrote:
FYI, my credit limit is 10k on my Walmart Discover card.

I was going to suggest maybe having a higher CL would result in a higher cash back limit but this has disproven my theory Smiley Tongue 

 

Maybe if you call and sweet talk them they'll up it. 

Message 5 of 54
Established Contributor

Re: Walmart Credit Card Cash Monthly Limit?


jsucool76 wrote:

kevinjjc wrote:
FYI, my credit limit is 10k on my Walmart Discover card.

I was going to suggest maybe having a higher CL would result in a higher cash back limit but this has disproven my theory Smiley Tongue 

 

Maybe if you call and sweet talk them they'll up it. 


i tried lol, the rep kept telling me that the Cash adv. Limit is based on your current overall CL but obviously not.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 6 of 54
Regular Contributor

Re: Walmart Credit Card Cash Monthly Limit?


kevinjjc wrote:
FYI, my credit limit is 10k on my Walmart Discover card.

Hum... after reading that you have a $200. limit on a $10k card I decided to give them a call.  My CL is $600.00 and I was told that my monthly cash limit is $120.00. I questioned what the limit is based on and she said that it's a percentage of the CL. Comes out to 20% for me. It doesn't seem to be like that for everyone. Or maybe based on a percentage of the CL up to $200.00?

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Message 7 of 54
Valued Contributor

Re: Walmart Credit Card Cash Monthly Limit?

Sounds like we need more input regarding each person's credit limit and their cash limit.
Message 8 of 54
Valued Contributor

Re: Walmart Credit Card Cash Monthly Limit?

Did some research, if you look at your statements in pdf form you can see CL and cash back limits.  here are mine over the last 9 months. 

 

 

CL $1700 

Cash back limit $200

 

a few months back I had

 

CL $1000

Cash back limit $180

 

and further back 

 

CL $900

Cash Back limit $180 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 9 of 54
Valued Contributor

Re: Walmart Credit Card Cash Monthly Limit?

I think the highest is probably only $200.00 for the walmart card cash withdrawal, my limit is  only $200.00 for cash withdrawal and my total cl with my regular walmart card is $5,700.00.  I have a sams discover card and I have to check on that card to see the cash withdrawal monthly on that one??


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 10 of 54