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New Member
Posts: 8
Registered: ‎09-28-2012
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Re: Walmart Credit Card Cash Monthly Limit?

Do you remember how long it was before they upgraded you to the Walmart Discover Card?
Mega Contributor
Posts: 16,747
Registered: ‎08-08-2011
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Re: Walmart Credit Card Cash Monthly Limit?

Use the search function at the top of the page use. Walmart upgrade this should answer your question. 

Regular Contributor
Posts: 165
Registered: ‎03-08-2012
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Re: Walmart Credit Card Cash Monthly Limit?

My Walmart Discover has an even 5K CL and a 1K Quick Cash (Cash Back)/ Cash Advance Limit. 

 

Does Walmart even issue the 'Discover' version to people with less than an 1K total CL? I've never seen anyone with a 'Discover' card and less than a 1K.

Valued Contributor
Posts: 1,963
Registered: ‎03-30-2012
0

Re: Walmart Credit Card Cash Monthly Limit?


Blackbeauty212 wrote:

My Walmart Discover has an even 5K CL and a 1K Quick Cash (Cash Back)/ Cash Advance Limit. 

 

Does Walmart even issue the 'Discover' version to people with less than an 1K total CL? I've never seen anyone with a 'Discover' card and less than a 1K.


Yes. There was a poster who got a Discover with a $400 limit...lol.

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Valued Contributor
Posts: 1,963
Registered: ‎03-30-2012
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Re: Walmart Credit Card Cash Monthly Limit?

My CL was $600 with a Quick Cash limit of $120.

 

I just got a CLI to $750...not sure if the cash limit got increased or not since I haven't had a statement cut with the new CL yet.

 

Is there a way to find out on the website without having to refer to a statement?

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Frequent Contributor
Posts: 484
Registered: ‎11-08-2007
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Re: Walmart Credit Card Cash Monthly Limit?

I have an $8k CL Walmart Discover with $1600 available for cash advance. You can find that info on your summary page when you login to your account.

Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Valued Contributor
Posts: 1,156
Registered: ‎10-15-2011
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Re: Walmart Credit Card Cash Monthly Limit?

My cash back limit is $100, my limit is $3300 (new in the last few days, before was $2700?), I have never been offered the Discover Version of the card, I opened my account in July of 2012.  I really do not understand Walmart Cards some times. 



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Walmart Credit Card Cash Monthly Limit?

There seems to be some confusion in this thread. The cash back (cash over a purchase) and cash advance limits are two separate items. The Walmart/Discover allows for up to $100 over per transaction; the amount for store cards are $60 per transaction / both are limited to 1 per day.
Regular Contributor
Posts: 165
Registered: ‎03-08-2012
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Re: Walmart Credit Card Cash Monthly Limit?

[ Edited ]

09Lexie wrote:
There seems to be some confusion in this thread. The cash back (cash over a purchase) and cash advance limits are two separate items. The Walmart/Discover allows for up to $100 over per transaction; the amount for store cards are $60 per transaction / both are limited to 1 per day.

Yes but when do Cash Back, it comes off your Quick Cash / Cash Advance CL as well.... So if you have 1K Quick Cash / Cash Advance limit and you do 100$ Cash Back at the register. Your Quick Cash / Cash Advance limit will reduce to 900$. My DD has gotten Cash numerous times off her card, as a matter of fac the Cash Back shows up separately on the statement from the actual purchase amount thats how I know she got Cash Back

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

The cash over is delineated as a purchase on your credit statement. Cash advances are listed as cash advances and the APR is higher, usually 25.9%.
My point is to clarify the distinction of cash over vs cash advance
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