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New Member
Posts: 8
Registered: ‎09-28-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

Do you remember how long it was before they upgraded you to the Walmart Discover Card?
Mega Contributor
Posts: 17,148
Registered: ‎08-08-2011
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Re: Walmart Credit Card Cash Monthly Limit?

Use the search function at the top of the page use. Walmart upgrade this should answer your question. 


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Frequent Contributor
Posts: 300
Registered: ‎03-08-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

My Walmart Discover has an even 5K CL and a 1K Quick Cash (Cash Back)/ Cash Advance Limit. 

 

Does Walmart even issue the 'Discover' version to people with less than an 1K total CL? I've never seen anyone with a 'Discover' card and less than a 1K.

My Current Active Line Up

Valued Contributor
Posts: 2,136
Registered: ‎03-30-2012
0

Re: Walmart Credit Card Cash Monthly Limit?


Blackbeauty212 wrote:

My Walmart Discover has an even 5K CL and a 1K Quick Cash (Cash Back)/ Cash Advance Limit. 

 

Does Walmart even issue the 'Discover' version to people with less than an 1K total CL? I've never seen anyone with a 'Discover' card and less than a 1K.


Yes. There was a poster who got a Discover with a $400 limit...lol.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor
Posts: 2,136
Registered: ‎03-30-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

My CL was $600 with a Quick Cash limit of $120.

 

I just got a CLI to $750...not sure if the cash limit got increased or not since I haven't had a statement cut with the new CL yet.

 

Is there a way to find out on the website without having to refer to a statement?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Frequent Contributor
Posts: 484
Registered: ‎11-08-2007
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Re: Walmart Credit Card Cash Monthly Limit?

I have an $8k CL Walmart Discover with $1600 available for cash advance. You can find that info on your summary page when you login to your account.

Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
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Valued Contributor
Posts: 1,486
Registered: ‎10-15-2011
0

Re: Walmart Credit Card Cash Monthly Limit?

My cash back limit is $100, my limit is $3300 (new in the last few days, before was $2700?), I have never been offered the Discover Version of the card, I opened my account in July of 2012.  I really do not understand Walmart Cards some times. 


I swear I am going right to the Garden...... Hopefully to stay there longer than a month this time......
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

There seems to be some confusion in this thread. The cash back (cash over a purchase) and cash advance limits are two separate items. The Walmart/Discover allows for up to $100 over per transaction; the amount for store cards are $60 per transaction / both are limited to 1 per day.
Frequent Contributor
Posts: 300
Registered: ‎03-08-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

[ Edited ]

09Lexie wrote:
There seems to be some confusion in this thread. The cash back (cash over a purchase) and cash advance limits are two separate items. The Walmart/Discover allows for up to $100 over per transaction; the amount for store cards are $60 per transaction / both are limited to 1 per day.

Yes but when do Cash Back, it comes off your Quick Cash / Cash Advance CL as well.... So if you have 1K Quick Cash / Cash Advance limit and you do 100$ Cash Back at the register. Your Quick Cash / Cash Advance limit will reduce to 900$. My DD has gotten Cash numerous times off her card, as a matter of fac the Cash Back shows up separately on the statement from the actual purchase amount thats how I know she got Cash Back

My Current Active Line Up

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Walmart Credit Card Cash Monthly Limit?

The cash over is delineated as a purchase on your credit statement. Cash advances are listed as cash advances and the APR is higher, usually 25.9%.
My point is to clarify the distinction of cash over vs cash advance

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