Credit Cards

[kal9988]

Thanks! Are there differences in the initial CL's between the 2 cards? Do both cards get you the FICO score?

[Guava]

Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.

As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.

[MagicShot]

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silver0187 wrote:

Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.

As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.

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Yeah as your Credit gets better GEMB actually has a lot better CLIs

[MarineVietVet]

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silver0187 wrote:

Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.

As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.

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The score is definitely a TU FICO score. What is being researched is what version of TU is being offered.

And the TU score is for both the store card and Discover card.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[brownidgirl]

Awesome! I bought a vehicle Saturday and my TU was one point higher than what Walmart showed today! It has to be a FICO and not a FAKO for sure!

[ColdWater3000]

Thank you.  i was about to pay for my score.  I will check it out.  

[ASHER78]

I just got an e-mail about it. Very exciting! :-)

[Denny33142]

Anyone know the credit requirements for the Discover Card? i am on the market for 1 more card and wouldn't mind getting one that gives me a free fico score every month.

[britishbooklady]

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ASHER78 wrote:

I just got an e-mail about it. Very exciting! :-)

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I just received an email today, as well.  I wanted to log in here first to make sure it was a legit offer before I clicked to enroll. I'm glad that they're offering the TU score...I'm already getting my EX score from PSECU every month. Now all we need is a company to offer the EQ score for free!  

[shadow2k]

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britishbooklady wrote:

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ASHER78 wrote:

I just got an e-mail about it. Very exciting! :-)

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I just received an email today, as well.  I wanted to log in here first to make sure it was a legit offer before I clicked to enroll. I'm glad that they're offering the TU score...I'm already getting my EX score from PSECU every month. Now all we need is a company to offer the EQ score for free!  

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DCU gives a free monthly EQ FICO if you have Checking and do 2 of these 3 things.  Actually, I think tomorrow should be the next score update.

How to qualify

With any DCU Checking Account you'll receive these benefits automatically every month you do any 2 of the following 3 things:

1. Direct deposit your net pay, Social Security, or pension to your checking account2
2. Receive all your DCU statements electronically3
3. Have an active loan with DCU (such as a DCU Visa Credit Card)