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Walmart Credit Card

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Jlu
Established Contributor

Re: Walmart Credit Card

BOOM

 

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 41 of 83
tboy1977
Regular Contributor

Re: Walmart Credit Card

Congradulations!

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640
FICO Dream Scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 22% APR auto loan (Mar 2017), Secured [Coke (4000), Discover (1000)], Unsecured [CreditOne $1500, Walmart $150, Target $200], World Finance: $1500, Courtesy Finance: $700, Speedy Finance: $1200 (charged-off)
Message 42 of 83
Jlu
Established Contributor

Re: Walmart Credit Card

^Thanks

 

For the record I have 17 inquiries, 1 late from 2007 and 2 charge offs from 2007 as well. Current EQ: 635, TU: 680, EX: 650

 

 

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 43 of 83
jsucool76
Super Contributor

Re: Walmart Credit Card


@Jlu wrote:

^Thanks

 

For the record I have 17 inquiries, 1 late from 2007 and 2 charge offs from 2007 as well. Current EQ: 635, TU: 680, EX: 650

 

 


I had 12 inquiries when they approved me yesterday, I was extremely surprised haha. I think it's just because I have a GE account Smiley Tongue or the qualifications are just lower than I though. I've been denied for it before. 

Message 44 of 83
Jlu
Established Contributor

Re: Walmart Credit Card

It's my first instant no-recon-needed approval since I started rebuilding. They denied me exactly 1 month ago.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 45 of 83
jsucool76
Super Contributor

Re: Walmart Credit Card

I'm just mad excited for my free TU08. I can't wait for my card to get here. Smiley Very Happy 

Message 46 of 83
iMacDrew
Frequent Contributor

Re: Walmart Credit Card

I got my first tu08 score yesterday. 758 unreasonably high compared to eq and ex. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 47 of 83
Jlu
Established Contributor

Re: Walmart Credit Card

Wow I just jumped onto Amazon and tried my luck there. I'm on a roll:

 

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 48 of 83
jsucool76
Super Contributor

Re: Walmart Credit Card


@Jlu wrote:

Wow I just jumped onto Amazon and tried my luck there. I'm on a roll:

 


I'm afraid to apply for anything else, since my Cap1, i've gotten WF, PPSC, and Walmart, I don't want any AA from Cap1 or WF. I'm not worried about AA on my other accounts since I don't think GE would do AA for new accounts all opened with them. I may be wrong though. Smiley Tongue 

Message 49 of 83
kobe2012
Established Contributor

Re: Walmart Credit Card

GE is pretty easy to get and will definitely grow with you... use it once or twice and you will get an increase soon... i got mine barely 3 months and only two statements on my two ge cards


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 50 of 83
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