Credit Cards

[aissa_sf]

I got approved on store credit today. i think it's a store credti. It's saying $300 limit but I'm confuse if this

is only for online shopping. 

I applied online a month after I purchase a snow boots for $15.00 online.

[dodgerslv]

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aissa_sf wrote:

I got approved on store credit today. i think it's a store credti. It's saying $300 limit but I'm confuse if this

is only for online shopping. 

I applied online a month after I purchase a snow boots for $15.00 online.

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if you applied at the store you will eventually get the card in the mail in about 7 business days. The same card is used for online shopping at walmart.com.

[09Lexie]

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dodgerslv wrote:

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aissa_sf wrote:

I got approved on store credit today. i think it's a store credti. It's saying $300 limit but I'm confuse if this

is only for online shopping. 

I applied online a month after I purchase a snow boots for $15.00 online.

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if you applied at the store you will eventually get the card in the mail in about 7 business days. The same card is used for online shopping at walmart.com.

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+1

Now off to the garden. Give your scores time to grow, get your util down, inq's to fall off and let your bk age. 

Walmart CL will grow and you will see an increase in your score. 

[eviLution]

You can use it online and in the store.

[aissa_sf]

Thanks guys!!!

[LS2982]

CONGRATS!!!!

[Scupra]

Can I ask what type of BK you had? I am very interested in a Walmart card and trying to gather info while I wait to apply Seems like 2yrs is a sweet spot for them.

[aissa_sf]

i think my BK is just because of repossession and other miscellaneous stuff.. no mortgage though and no major credit cards. tr5ying to avoid school loan payment and it was hard time for me. But you should be able to get approve. Try to do it online. I think with your credit score you'll be okay.

[LS2982]

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Scupra wrote:

Can I ask what type of BK you had? I am very interested in a Walmart card and trying to gather info while I wait to apply Seems like 2yrs is a sweet spot for them.

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You may want to give it 6 more months to gain some more history on your current cards and raise your FICO some. GE is BK friendly but 620 is borderline for approval and a recent BK isn't helping.

[Pilotdude]

+1 to the garden. 

Let those hard inquiries drop off while you work out the baddies. 

If you do and get both taken care of, by the time the inq fall away you should sitting pretty. 

Remember keep your util down so when you exit the garden you will not need to really buy the balances down.