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Established Member
Posts: 22
Registered: ‎12-07-2011
0

Re: Walmart Credit Card

yes. Thank you! I'm a single mom of two so it was hard... When I left the kids Dad I want to start over so I just filed BK.. Babysitter was $1000 a month and car payments was $700.00 and rent and other sh**.. It was BS. I have to let go of everything.. But I'm okay now.. I finally got savings and something to have on hard times..


Starting Score: 542 TU after bankruptcy November 9, 2011 (Discharge Date)
Current Score: 598 TU Rebuilding. In my wallet CAP1 @ $300 now $500 after 6 months, Orchard @ $300, WheelWorks/CFNA - $1200, GE/OldNayve&Walmart $300 Auto loan - $25K @ $490/month, FingerHut $150 BADDIES - HIGH UTI but no late fees, school loak $20K, 27 hard inquiry
Goal Score: 700



Starting Score: 455
Current Score: 550
Goal Score: 700


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Community Leader
Senior Contributor
Posts: 3,065
Registered: ‎07-12-2012
0

Re: Walmart Credit Card

My plan was to wait a minimum of a year post bk7 to apply. I'm A ok with the three cards I have now. I rotate a balance less than 9% every month right now. Hopefully my score will climb quickly!!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
725 EQ FICO 08/2015
730 TU FICO 08/2015
729 EX FICO 08/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
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Established Member
Posts: 22
Registered: ‎12-07-2011
0

Re: Walmart Credit Card

I filed Chapter 7 on November 2011, then started my first credit card after 3 months. I didn't really apply that much I didn't know you can rebuild right away but everyone has different preferences plus you already have credits on hand so there's no rush.. I think you are doing a really good job..Your credit will climb up right away.


Scupra wrote:
My plan was to wait a minimum of a year post bk7 to apply. I'm A ok with the three cards I have now. I rotate a balance less than 9% every month right now. Hopefully my score will climb quickly!!

Starting Score: 542 TU after bankruptcy November 9, 2011 (Discharge Date)
Current Score: 598 TU Rebuilding. In my wallet CAP1 @ $300 now $500 after 6 months, Orchard @ $300, WheelWorks/CFNA - $1200, GE/OldNayve&Walmart $300 Auto loan - $25K @ $490/month, FingerHut $150 BADDIES - HIGH UTI but no late fees, school loak $20K, 27 hard inquiry
Goal Score: 700



Starting Score: 455
Current Score: 550
Goal Score: 700


Take the FICO Fitness Challenge
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