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Walmart Credit Card

Regular Contributor

Walmart Credit Card

Have been reading and see a lot posters have a Walmart credit card. Is it pretty easy to obtain one? My scores are 612 EQ and as of today, TU 583. Just looking for another card to help boost my scores.


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 1 of 83
82 REPLIES
Established Contributor

Re: Walmart Credit Card

I had scores in the 500s and 20 baddies and they approved me for a store card with a $300 CL.  It is a great way to rebuild.  They also provide a free TU FICO score every month if you sign up for electronic billing.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 2 of 83
Regular Contributor

Re: Walmart Credit Card

http://www.whogavemecredit.com/ 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 3 of 83
Valued Contributor

Re: Walmart Credit Card

I know I look forward to my monthly FICO update from walmart

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 4 of 83
Contributor

Re: Walmart Credit Card

Yesterday we got approved for Walmart card with 300CL. We had very limited history, I beleive you can also get this approved if you dont have any negatives..

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Message 5 of 83
Regular Contributor

Re: Walmart Credit Card

Thanks for the information. I may go and apply online tonight or tomorrow.


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 6 of 83
Valued Contributor

Re: Walmart Credit Card


doc101 wrote:

Thanks for the information. I may go and apply online tonight or tomorrow.


 

If approved, just remember upon activating the card, you sign up for paperless billing, so that you get the monthly fico score.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 7 of 83
Established Contributor

Re: Walmart Credit Card

I was approved for $500 with fico score in really low 600's ... It's only been two statements and they auto increased to $900 ... I'm rebuilding and i think it's really easy to get... Had 4 collections and 5 charge offs, maybe more ... From 6 yrs ago


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 8 of 83
Valued Contributor

Re: Walmart Credit Card

GE is one of thebest credit card that I have when it comes to CLI. I had opened my Walmart card in Jan 2012 and used very little and still went from 700 to 1,300. My GE / Belk card I used once and they gave me 300 CLI when I asked. I have had cards for over two years and nerver got a CLI.

Message 9 of 83
Contributor

Re: Walmart Credit Card

I applied and was DENIED!!  I was shocked considering I apped for Target (both cards are BK friendly) and while denied Oct 2011, was approved April 2012.  I may app for them again in Sept or October 2012 after I pay off my other cards.  I use Walmart a bit, but I'd rather have a gas card, AMEX, or Home Depot.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Message 10 of 83