08-05-2012 06:09 PM
08-05-2012 06:13 PM
I had scores in the 500s and 20 baddies and they approved me for a store card with a $300 CL. It is a great way to rebuild. They also provide a free TU FICO score every month if you sign up for electronic billing.
08-05-2012 06:13 PM
08-05-2012 06:22 PM
Yesterday we got approved for Walmart card with 300CL. We had very limited history, I beleive you can also get this approved if you dont have any negatives..
08-05-2012 06:35 PM
Thanks for the information. I may go and apply online tonight or tomorrow.
If approved, just remember upon activating the card, you sign up for paperless billing, so that you get the monthly fico score.
08-05-2012 06:36 PM - edited 08-05-2012 06:36 PM
I was approved for $500 with fico score in really low 600's ... It's only been two statements and they auto increased to $900 ... I'm rebuilding and i think it's really easy to get... Had 4 collections and 5 charge offs, maybe more ... From 6 yrs ago
08-05-2012 07:38 PM
GE is one of thebest credit card that I have when it comes to CLI. I had opened my Walmart card in Jan 2012 and used very little and still went from 700 to 1,300. My GE / Belk card I used once and they gave me 300 CLI when I asked. I have had cards for over two years and nerver got a CLI.
08-05-2012 08:06 PM
I applied and was DENIED!! I was shocked considering I apped for Target (both cards are BK friendly) and while denied Oct 2011, was approved April 2012. I may app for them again in Sept or October 2012 after I pay off my other cards. I use Walmart a bit, but I'd rather have a gas card, AMEX, or Home Depot.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.