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Walmart Credit Card

Established Contributor

Re: Walmart Credit Card

Instant approval online cl 1,800.  Very easy to get.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 21 of 83
Frequent Contributor

Re: Walmart Credit Card

Whats credit scores did you all have based on approval ???

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 22 of 83
Valued Contributor

Re: Walmart Credit Card

im not sure about everyone else. 

but i got instant approval with a 800 limit store card only. (and some are FAKO) 

my scores are in my sig but im sure it was a little lower since i put a few inquries on it spread out between a couple weeks.

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 23 of 83
Contributor

Re: Walmart Credit Card


jsucool76 wrote:

doc101 wrote:

When applying online, is there "instant approval" or the dreaded "you will be notified in 5-7 days?"


I got an instant approval today. 


+1

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Message 24 of 83
Established Contributor

Re: Walmart Credit Card

I did not get instant approval but the 7 day message instead. I gave them a call and they needed to verify my info, most likely because I´m 19. No hassle overall. Got my score 2 mins after registering my card online.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 25 of 83
Regular Contributor

Re: Walmart Credit Card

hey instant approval!!!!!! Man they must pull TU scores cause thats my highest. applied online after reading this post(you guys!!!!!!). did it online. low $150 but, hey its a start. got two cards now and this one is unsecured. im sooooo stoked. YOU GUYS! Its like reading the holy grail on this forum. ive read they do soft pull for CLI every so often is this really true and if so how do you increases look when it happens.

Also is this card a discover or visa it didnt say after my approval?

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 26 of 83
Mega Contributor

Re: Walmart Credit Card


luckelle wrote:

hey instant approval!!!!!! Man they must pull TU scores cause thats my highest. applied online after reading this post(you guys!!!!!!). did it online. low $150 but, hey its a start. got two cards now and this one is unsecured. im sooooo stoked. YOU GUYS! Its like reading the holy grail on this forum. ive read they do soft pull for CLI every so often is this really true and if so how do you increases look when it happens.

Also is this card a discover or visa it didnt say after my approval?


Your version will be a store card going by your scores and CL they gave you.

 




EQ FICO 548 3/3/16
Message 27 of 83
Valued Contributor

Re: Walmart Credit Card


luckelle wrote:

hey instant approval!!!!!! Man they must pull TU scores cause thats my highest. applied online after reading this post(you guys!!!!!!). did it online. low $150 but, hey its a start. got two cards now and this one is unsecured. im sooooo stoked. YOU GUYS! Its like reading the holy grail on this forum. ive read they do soft pull for CLI every so often is this really true and if so how do you increases look when it happens.

Also is this card a discover or visa it didnt say after my approval?


 

With the CL you've provided, I would say you got the store card.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 28 of 83
Super Contributor

Re: Walmart Credit Card

@CruzImperial,

How did you register your card online? I never got an email or anything, and I made this mistake of closing out the acceptance window without reading everything.
Message 29 of 83
Established Contributor

Re: Walmart Credit Card


jsucool76 wrote:
@CruzImperial,

How did you register your card online? I never got an email or anything, and I made this mistake of closing out the acceptance window without reading everything.

You need to have your card in hand. It took 7 business days for me to get it hehe and don´t forget to accept the electronic statements as it´s a required to see your score.

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 30 of 83