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Frequent Contributor
Jlu
Posts: 461
Registered: ‎06-12-2012

Re: Walmart Credit Card

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‎08-07-2012 07:42 AM

BOOM

 

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
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tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Walmart Credit Card

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‎08-07-2012 07:46 AM

Congradulations!

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
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Frequent Contributor
Jlu
Posts: 461
Registered: ‎06-12-2012

Re: Walmart Credit Card

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‎08-07-2012 07:49 AM

^Thanks

 

For the record I have 17 inquiries, 1 late from 2007 and 2 charge offs from 2007 as well. Current EQ: 635, TU: 680, EX: 650

 

 

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
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Valued Contributor
jsucool76
Posts: 2,663
Registered: ‎12-11-2011

Re: Walmart Credit Card

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‎08-07-2012 07:52 AM

Jlu wrote:

^Thanks

 

For the record I have 17 inquiries, 1 late from 2007 and 2 charge offs from 2007 as well. Current EQ: 635, TU: 680, EX: 650

 

 

I had 12 inquiries when they approved me yesterday, I was extremely surprised haha. I think it's just because I have a GE account :smileytongue: or the qualifications are just lower than I though. I've been denied for it before. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Frequent Contributor
Jlu
Posts: 461
Registered: ‎06-12-2012

Re: Walmart Credit Card

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‎08-07-2012 07:53 AM

It's my first instant no-recon-needed approval since I started rebuilding. They denied me exactly 1 month ago.

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
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jsucool76
Posts: 2,663
Registered: ‎12-11-2011

Re: Walmart Credit Card

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‎08-07-2012 07:54 AM

I'm just mad excited for my free TU08. I can't wait for my card to get here. :smileyvery-happy: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Frequent Contributor
iMacDrew
Posts: 345
Registered: ‎07-13-2012

Re: Walmart Credit Card

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‎08-07-2012 08:55 AM

I got my first tu08 score yesterday. 758 unreasonably high compared to eq and ex. 


Amex PRG NPSL | Amex BCP 6k | Discover IT 1.5k | CSP 5k | Military Star 3.2K | NFCU Cash Rewards 10k | US Bank Cash+ 5k
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Frequent Contributor
Jlu
Posts: 461
Registered: ‎06-12-2012

Re: Walmart Credit Card

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‎08-07-2012 09:15 AM

Wow I just jumped onto Amazon and tried my luck there. I'm on a roll:

 

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
Message 48 of 83 (823 Views)
 
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Valued Contributor
jsucool76
Posts: 2,663
Registered: ‎12-11-2011

Re: Walmart Credit Card

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‎08-07-2012 09:18 AM - edited ‎08-07-2012 09:23 AM

Jlu wrote:

Wow I just jumped onto Amazon and tried my luck there. I'm on a roll:

 

I'm afraid to apply for anything else, since my Cap1, i've gotten WF, PPSC, and Walmart, I don't want any AA from Cap1 or WF. I'm not worried about AA on my other accounts since I don't think GE would do AA for new accounts all opened with them. I may be wrong though. :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Established Contributor
kobe2012
Posts: 590
Registered: ‎03-16-2012

Re: Walmart Credit Card

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‎08-07-2012 10:13 AM

GE is pretty easy to get and will definitely grow with you... use it once or twice and you will get an increase soon... i got mine barely 3 months and only two statements on my two ge cards


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Cap1:$3.5k/Cap1:$2.5k/Freedom:$5k/Slate:3k/BCE:$1k/Zync: $500 PSL/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$1.5k
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