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Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: Walmart Credit Card

BOOM

 

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Contributor
tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Walmart Credit Card

Congradulations!

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: Walmart Credit Card

^Thanks

 

For the record I have 17 inquiries, 1 late from 2007 and 2 charge offs from 2007 as well. Current EQ: 635, TU: 680, EX: 650

 

 

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Walmart Credit Card


Jlu wrote:

^Thanks

 

For the record I have 17 inquiries, 1 late from 2007 and 2 charge offs from 2007 as well. Current EQ: 635, TU: 680, EX: 650

 

 


I had 12 inquiries when they approved me yesterday, I was extremely surprised haha. I think it's just because I have a GE account :smileytongue: or the qualifications are just lower than I though. I've been denied for it before. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: Walmart Credit Card

It's my first instant no-recon-needed approval since I started rebuilding. They denied me exactly 1 month ago.

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Walmart Credit Card

I'm just mad excited for my free TU08. I can't wait for my card to get here. :smileyvery-happy: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012

Re: Walmart Credit Card

I got my first tu08 score yesterday. 758 unreasonably high compared to eq and ex. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: Walmart Credit Card

Wow I just jumped onto Amazon and tried my luck there. I'm on a roll:

 

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Walmart Credit Card

[ Edited ]

Jlu wrote:

Wow I just jumped onto Amazon and tried my luck there. I'm on a roll:

 


I'm afraid to apply for anything else, since my Cap1, i've gotten WF, PPSC, and Walmart, I don't want any AA from Cap1 or WF. I'm not worried about AA on my other accounts since I don't think GE would do AA for new accounts all opened with them. I may be wrong though. :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Walmart Credit Card

GE is pretty easy to get and will definitely grow with you... use it once or twice and you will get an increase soon... i got mine barely 3 months and only two statements on my two ge cards


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk




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