Reply
Established Member
Homeownerin2013
Posts: 36
Registered: ‎07-30-2012

Re: Walmart Credit Card

Really, really wanted this card but got declined :smileysad: Scores in siggy...


Starting Score: 594 (Equifax FICO 7/30/12) 622 (Transunion FICO 7/30/12) 608 (Experian Lender Pull)
Current Score: 747 (EQ) 695 (TU) ? (EX)

Goal Score: 700s in all 3 bureaus


Take the FICO Fitness Challenge
Regular Contributor
sewmuchdebt
Posts: 162
Registered: ‎05-14-2009

Re: Walmart Credit Card

i just sneaked out of the garden to app for this card. they gave me 500.00 to start. can i sneak back in the garden now?


Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+


Take the FICO Fitness Challenge
Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: Walmart Credit Card

Not without a big nasty inquiry and a dent in your sense of willpower :smileyhappy:

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Valued Contributor
j_casteel
Posts: 1,678
Registered: ‎06-21-2012

Re: Walmart Credit Card


Jlu wrote:

BOOM

 


thats weird it said the same thing for me as well.....(my name's John)

 

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:679 EX:706 TU:698
Goal Score: 700
across the board
Contributor
tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Walmart Credit Card

I'm jealous.  I called the backdoor number and was told they do not recon at all.  I WANT THIS CARD!!  I don't care if the limit is $100, I want the card!  I actually will get gas there, unlike the Target which literally is just a spot in my wallet.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Contributor
tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Walmart Credit Card

If someone knows how to do the recon, please share.  PLEASE, PRETTY PLEASE

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Walmart Credit Card


tboy1977 wrote:

If someone knows how to do the recon, please share.  PLEASE, PRETTY PLEASE


I've heard that GECRB doesn't do recons pretty much except for extenuating circumstances. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Contributor
tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Walmart Credit Card

Declined with THOSE scores?  Wow......What type of scoring system do they use.  Multiple people with far lesser scores have gotten approved.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Regular Contributor
doc101
Posts: 177
Registered: ‎11-27-2011

Re: Walmart Credit Card

Applied for a Walmart card today.......got the "you will receive our decision in the mail within 5-7 days"  I'm sure that means I was denied


Starting Score:Equifax 543
Current Score:EQ658 TU 655 EXP627 updated 5/30/2014
Goal Score: 650


Take the myFICO Fitness Challenge
Regular Contributor
luckelle
Posts: 168
Registered: ‎12-05-2007

Re: Walmart Credit Card

WTH! got the amazon card and yhe walmart card in two days. wow with my scores. I have my three cards know with my AU card i can now garden in peace with 3CC's. Question do the 2 cards report to all three CRA's? Please say they do

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!



myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+