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Established Member
Posts: 36
Registered: ‎07-30-2012
0

Re: Walmart Credit Card

Really, really wanted this card but got declined Smiley Sad Scores in siggy...


Starting Score: 594 (Equifax FICO 7/30/12) 622 (Transunion FICO 7/30/12) 608 (Experian Lender Pull)
Current Score: 747 (EQ) 695 (TU) ? (EX)

Goal Score: 700s in all 3 bureaus


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Regular Contributor
Posts: 162
Registered: ‎05-14-2009
0

Re: Walmart Credit Card

i just sneaked out of the garden to app for this card. they gave me 500.00 to start. can i sneak back in the garden now?


Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+


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Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: Walmart Credit Card

Not without a big nasty inquiry and a dent in your sense of willpower Smiley Happy

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: Walmart Credit Card


Jlu wrote:

BOOM

 


thats weird it said the same thing for me as well.....(my name's John)

 

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Contributor
Posts: 221
Registered: ‎07-11-2012
0

Re: Walmart Credit Card

I'm jealous.  I called the backdoor number and was told they do not recon at all.  I WANT THIS CARD!!  I don't care if the limit is $100, I want the card!  I actually will get gas there, unlike the Target which literally is just a spot in my wallet.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Contributor
Posts: 221
Registered: ‎07-11-2012
0

Re: Walmart Credit Card

If someone knows how to do the recon, please share.  PLEASE, PRETTY PLEASE

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Super Contributor
Posts: 6,099
Registered: ‎12-11-2011
0

Re: Walmart Credit Card


tboy1977 wrote:

If someone knows how to do the recon, please share.  PLEASE, PRETTY PLEASE


I've heard that GECRB doesn't do recons pretty much except for extenuating circumstances. 

Contributor
Posts: 221
Registered: ‎07-11-2012
0

Re: Walmart Credit Card

Declined with THOSE scores?  Wow......What type of scoring system do they use.  Multiple people with far lesser scores have gotten approved.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Regular Contributor
Posts: 218
Registered: ‎11-27-2011
0

Re: Walmart Credit Card

Applied for a Walmart card today.......got the "you will receive our decision in the mail within 5-7 days"  I'm sure that means I was denied


Starting Score:Equifax 543
Current Score:EQ637 TU 696 EXP658 updated 8/1/2015
Goal Score: 700


Regular Contributor
Posts: 168
Registered: ‎12-05-2007
0

Re: Walmart Credit Card

WTH! got the amazon card and yhe walmart card in two days. wow with my scores. I have my three cards know with my AU card i can now garden in peace with 3CC's. Question do the 2 cards report to all three CRA's? Please say they do

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


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