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Walmart Credit Card

Established Member

Re: Walmart Credit Card

Really, really wanted this card but got declined Smiley Sad Scores in siggy...


Starting Score: 594 (Equifax FICO 7/30/12) 622 (Transunion FICO 7/30/12) 608 (Experian Lender Pull)
Current Score: 747 (EQ) 695 (TU) ? (EX)

Goal Score: 700s in all 3 bureaus


Take the FICO Fitness Challenge
Message 51 of 83
Regular Contributor

Re: Walmart Credit Card

i just sneaked out of the garden to app for this card. they gave me 500.00 to start. can i sneak back in the garden now?


Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+


Take the FICO Fitness Challenge
Message 52 of 83
Established Contributor

Re: Walmart Credit Card

Not without a big nasty inquiry and a dent in your sense of willpower Smiley Happy

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 53 of 83
Valued Contributor

Re: Walmart Credit Card


Jlu wrote:

BOOM

 


thats weird it said the same thing for me as well.....(my name's John)

 

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 54 of 83
Contributor

Re: Walmart Credit Card

I'm jealous.  I called the backdoor number and was told they do not recon at all.  I WANT THIS CARD!!  I don't care if the limit is $100, I want the card!  I actually will get gas there, unlike the Target which literally is just a spot in my wallet.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Message 55 of 83
Contributor

Re: Walmart Credit Card

If someone knows how to do the recon, please share.  PLEASE, PRETTY PLEASE

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Message 56 of 83
Super Contributor

Re: Walmart Credit Card


tboy1977 wrote:

If someone knows how to do the recon, please share.  PLEASE, PRETTY PLEASE


I've heard that GECRB doesn't do recons pretty much except for extenuating circumstances. 

Message 57 of 83
Contributor

Re: Walmart Credit Card

Declined with THOSE scores?  Wow......What type of scoring system do they use.  Multiple people with far lesser scores have gotten approved.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Message 58 of 83
Regular Contributor

Re: Walmart Credit Card

Applied for a Walmart card today.......got the "you will receive our decision in the mail within 5-7 days"  I'm sure that means I was denied


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 59 of 83
Regular Contributor

Re: Walmart Credit Card

WTH! got the amazon card and yhe walmart card in two days. wow with my scores. I have my three cards know with my AU card i can now garden in peace with 3CC's. Question do the 2 cards report to all three CRA's? Please say they do

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 60 of 83