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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011
0

Re: Walmart Credit Card

congrats! 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Regular Contributor
luckelle
Posts: 168
Registered: ‎12-05-2007
0

Re: Walmart Credit Card

Man. The best reporting so far. They reported before i even got the cards. Its been two days. Gotta love fast reporting!!!! Go GE

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012
0

Re: Walmart Credit Card

[ Edited ]

CruzImperial wrote:

doc101 wrote:

Applied for a Walmart card today.......got the "you will receive our decision in the mail within 5-7 days"  I'm sure that means I was denied


 

Try calling them. I received the same msg and they only needed to verify my info with couple of questions over the phone. Good luck!!

 


+1.. I had a previous card in my older days and recieved approval right after i apped so the 7-10 meant denial to me this time . I thought it was strange after i called for fun today, to be asked several identity verification questions  :smileyindifferent:. This was 3 days after i applied.. where companies usually have a response or letter already in the mail. To my surprise, i guess im approved for the Discover version :smileysurprised::smileyhappy: and it should be arriving shortly. 680ish TU. 

 

So for anyone with the 7-10 day message dont freak out.

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Walmart Credit Card

mine reported before recieving card as well.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Member
BadMammaJ
Posts: 9
Registered: ‎07-06-2012
0

Re: Walmart Credit Card

I recently applied for Walmart and was approved for $400 store card.  Based on other posts here I tried with Amazon and was approved for $700.


Starting Score Ex: Fako 629 Starting Score Eq: 602 Starting Score TU: 608
Current Score Eq: CK 561
Current Score TU: Walmart 621
Goal Score: 700


Take the FICO Fitness Challenge

My Wallet: Best Buy $400, Walmart $400, Amazon $700, (2)Cap One $500, Orchard Bank $350, Cap One $1000, Ashley Stewart $1000, GE $1500
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Walmart Credit Card

COngrats to everyone that was Approved! i also just got approved for this card. i dont really see this mentioned in this thread anywhere so i wanted to share with you guys, when i first got approved i was happy but i started thinking HEY why dont i give GE a call an see if they will Recon the CL. i know GE does not really like to do them so i honestly didnt think i was gonna get it, but guess what I DID lol. i called U/W and told them i was really wanting to USE the card and if they would consider a Higher Cl it would incline me touse the card ALOT more. so the underwriter put pulled up my report that was used in apllication and put me on hold, a couple mins later she came back and nearly doubled my limit. i was really suprised but happy as hell lol GOtta love GE. it would be worth a shot if some of you guys wanted to try for a higher limit:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Member
BadMammaJ
Posts: 9
Registered: ‎07-06-2012
0

Re: Walmart Credit Card

Wow, that's great.  I thought about doing that also.


Starting Score Ex: Fako 629 Starting Score Eq: 602 Starting Score TU: 608
Current Score Eq: CK 561
Current Score TU: Walmart 621
Goal Score: 700


Take the FICO Fitness Challenge

My Wallet: Best Buy $400, Walmart $400, Amazon $700, (2)Cap One $500, Orchard Bank $350, Cap One $1000, Ashley Stewart $1000, GE $1500
Valued Member
kulamrazool82
Posts: 42
Registered: ‎08-07-2012
0

Re: Walmart Credit Card

For me too..I apped for Walmart & Amazon store card. Both got reported in before even I got the card. They are so so fast.



Scores: 723 (EX CITI Pull 11/09/13), 669 (CK 11/21/13), 680 (EQ Duck Card Score 11/11/13) 664 (Walmart TU FICO Nov '13)
Duck Card - 12K | Amex BCE - 2K | Amex Costco - 1.2K | CITI TY Pref - 6.5K | Chase Freedom - 3K | DCU Visa - 5K | Genisys CU Visa - 2K | Discover More - 4.5K | Cap1 Q Silver - 1500 | Cap One Hassle Free - 1500 | Amazon Store - 1900 | Walmart Store - 800 | Kohls - 300 | Macys - 800
Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012
0

Re: Walmart Credit Card

love! love! love! appd and was approved for $300.00. They were reporting within a few days which boosted my score tremendously since I didn't have any CCs. On top of that you get your real fico score with paperless billing. I read last week that someone went from 300 to a 5 digit limit within a year (10K) by just paying in full and on time, and that the increases came automatically. Personally, I feel they use the free fico thing as a way to extend you more credit. I mean honestly, who doesn't love shopping at Walmart???? :smileywink: Total win-win.

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Established Contributor
westo12
Posts: 579
Registered: ‎07-20-2008
0

Re: Walmart Credit Card

Is the Walmart card GE the same as the one that backs GEMB/Care Credit? 

2014 Starting-618, current TU638 (DiscTU 8/20) / Ending Goal score: 720 / 26 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 17885/28512 | reported Revolving Bal/Lim: 12475/21082=59%util.

**IN the garden until I get some auto CLI's on major accts**

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